2981 Chap Rd, Gordon, WV 25093 Property Records

Boone County property record for 2981 Chap Rd, Gordon, WV 25093

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,346 sqft · built 1920
Lot Size	0.138 acres (6,011 sqft)
Owner	2 Individual Names on File
Tax Bill	$109 (2026)
Deeds & Mortgages	Dec 2022 Mortgage Jan 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-19-0087.0000`

Property Details

APN / Parcel Number

Primary APN	`01-19-0087.0000`
Alternative APN	`03-01-19-0087.0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,346 sqft Living Area
1st Floor Area	2,244 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Raised
Lot Area	6,011 sqft (0.138 acres)
Lot Dimensions	60 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	2981 CHAP RD
City	GORDON
State	WV
Zip	25093-9467
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 15 & 16, WEST FK., POND FK.
Legal Lot Number	15,16
Jurisdiction	BOONE WV
Township / Civil Division	2
Census Block Group	1
Census Block	1057
Census Tract	958502

Owner

2981 Chap Rd is owned and occupied by two individuals who acquired it in September 2010.

Source: Boone County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2981 CHAP RD, GORDON, WV 25093-9467
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE CAPITOL FCU
Jan 22, 2018	Deed of Trust, Mortgage · Line of Credit M C BANK & TRUST CO
Dec 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage SC STATE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 5, 2010
Transfer Doc	268/514
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE WV
Property Address	2981 CHAP RD, GORDON, WV 25093-9467
Transaction Type	Mortgage
Record Updated	Jan 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000403/96
Date	Dec 14, 2022
Book Page	403/96
Instrument	202204870

Lender

Name	STATE CAPITOL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	72 Months
Due	Jan 1, 2028

Interest

Rate Type	Fixed Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE WV
Property Address	2981 CHAP RD, GORDON, WV 25093-9467
Transaction Type	Mortgage
Record Updated	Aug 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	371/206
Date	Jan 22, 2018
Book Page	371/206
Instrument	201703179

Lender

Name	M C BANK & TRUST CO
Type	Bank
Address	MADISON, WV 25130

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE WV
Property Address	2981 CHAP RD, GORDON, WV 25093-9467
Transaction Type	Mortgage
Record Updated	Aug 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	370/784
Date	Dec 19, 2017
Book Page	370/784
Instrument	201702809

Lender

Name	SC STATE FCU
Type	Credit Union
Address	CHARLESTON, WV 25311

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	61 Months
Due	Jan 1, 2023

Tax Assessment & Valuation

The 2026 property tax bill for 2981 Chap Rd was $109 with exemptions applied, up 5.8% from the year before.

Source: Boone County assessment roll, as of November 25, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Boone County
Unified School District	Boone County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$109.00 (+5.83%)	$28,680 (+1.49%) Land $2,400 Building $26,280	$47,800 (+1.49%) Land $4,000 Building $43,800
2025	$103.00 Homeowner's exemption Disabled Person's exemption	$28,260 Land $2,220 Building $26,040	$47,100 Land $3,700 Building $43,400
2023	$25.00 (+4%) Homeowner's exemption Disabled Person's exemption	$22,020 (+7.94%) Land $2,220 Building $19,800	$36,700 (+7.94%) Land $3,700 Building $33,000
2022	$5.00 Homeowner's exemption Disabled Person's exemption	$20,400 Land $2,220 Building $18,180	$34,000 Land $3,700 Building $30,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2981 Chap Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 16, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	9 (1978–2024)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Apr 2024 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Apr 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2981 Chap Rd is high, ranking above 81% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 95% of West Virginia
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WVAWC-KANAWHA VALLEY DIST private · serves 209,283 people · EPA ID WV3302016
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	2,000 / 50

Cell Coverage

No cell data coverage reported

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