2981 Bishop Rd, Wickliffe, OH 44092 Property Records

Lake County property record for 2981 Bishop Rd, Wickliffe, OH 44092

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,102 sqft · built 1954
Lot Size	0.87 acres (37,897 sqft)
Owner	2 Individual Names on File
Last Sale	$130,000 (Aug 2003)
Tax Bill	$6,302 (2023)
Deeds & Mortgages	Jul 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-A-007-E-00-035-0`

Property Details

APN / Parcel Number

Primary APN	`31-A-007-E-00-035-0`
Alternative APN	`E 39`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,102 sqft Living Area
1st Floor Area	1,102 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1980
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	37,897 sqft (0.87 acres)
Garage Type	Detached
Garage Area	968 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	88 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2981 BISHOP RD
City	WICKLIFFE
State	OH
Zip	44092-2605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 7 TRACT 4
Legal Tract	4
Legal Block	4
Legal Lot Number	7
Jurisdiction	LAKE OH
Township / Civil Division	WILLOUGHBY HILLS
Census Block Group	4
Census Block	4006
Census Tract	201000

Owner

2981 Bishop Rd is owned and occupied by two individuals who acquired it in October 2019.

Source: Lake County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2981 BISHOP RD, WICKLIFFE, OH 44092-2605
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2003 · Amount on File
Deed Sale	Aug 27, 2003 · Amount on File
Prior Sale	Jan 1, 1990
Deed Document Number	200354208
Last Transfer Date	Oct 29, 2019
Transfer Doc	0000026999
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Recording Date	Jul 13, 2026
Property Address	2981 BISHOP RD, WICKLIFFE, OH 44092-2605
Document Number	0000015249
Instrument Date	Jul 6, 2026
Instrument	202615249
Transaction Type	Mortgage
Record Updated	Jul 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman, 286

Mortgage

Document Number	0000015249,
Date	Jul 13, 2026
Instrument	202615249

Lender

Name	JPMORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Willoughby Hills City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$86,000 Land $24,890 Building $61,110	$245,710 Land $71,110 Building $174,600
2023	$6,302.00 (+30.5%) Homeowner's exemption Senior Citizen's exemption	$69,150 (-) Land $22,470 Building $46,680
2022	$4,829.00 Homeowner's exemption Senior Citizen's exemption	$69,150 Land $22,470 Building $46,680
2021			$197,570 Land $64,200 Building $133,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2981 Bishop Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	7 (1994–2026)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Mar 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2981 Bishop Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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