2981 B Rd, Avoca, NE 68307 Property Records

Otoe County property record for 2981 B Rd, Avoca, NE 68307

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,008 sqft · built 1976
Lot Size	26.6 acres (1,161,745 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,288 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Oct 2018 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`001264000`

Property Details

APN / Parcel Number

Primary APN	`001264000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Concrete
Construction Type	Frame
Roof Type	Gable
Roof Material	Built-Up Asphalt
Lot Area	1,161,745 sqft (26.6 acres)
Garage Area	192 sqft
Driveway	Driveway
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Deck Area	Deck Area
Patio Area	196 sqft
Shed	1 Shed
Shed Area	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Street Address	2981 B RD
City	AVOCA
State	NE
Zip	68307-8231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRICULTUR
Legal Description	4-9-11 SE1/4 SE1/4 LESS TRACT 26.67 AC NORTH BRANCH; MAP NUMBER: 3495-04-0-00000-000-0290
Legal Range	11
Legal Township	09
Legal Section	04
Legal Subdivision	RURAL AG
Legal Tract	26
Jurisdiction	OTOE NE
Township / Civil Division	NORTH BRANCH
Census Block Group	1
Census Block	1007
Census Tract	966700

Owner

Source: Otoe County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2981 B RD, AVOCA, NE 68307-8231
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Deed of Trust, Mortgage · FHA Mortgage HOME LENDING
Oct 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage LIBERTY FIRST CU
Nov 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage LIBERTY FIRST CU
Mar 1, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LIBERTY FIRST CU
Dec 9, 2015	Deed of Trust, Mortgage · Conventional Mortgage LIBERTY FIRST CU
Jul 8, 2010	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LIBERTY FIRST CU
Apr 20, 2026	Quit Claim Deed, Transfer · FHA Mortgage CLIENT FIRST TITLE INC, CLIENTFIRST TITLE
Apr 20, 2026	Quit Claim Deed, Transfer · FHA Mortgage HOME LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2026
Deed Sale	Apr 20, 2026
Prior Sale	May 4, 2023 · Amount on Record
Deed Document Number	2026836
Prior Transfer Date	Aug 19, 2025
Prior Transfer Doc	0202600836
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTOE NE
Recording Date	Aug 12, 2026
Property Address	2981 B RD, AVOCA, NE 68307-8231
Document Number	0000001772
Instrument Date	Jun 3, 2026
Instrument	20261772
Transaction Type	Mortgage
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2981 B RD, AVOCA, NE 68307-8231

Mortgage

Document Number	0000001772,
Date	Aug 12, 2026
Instrument	20261772

Lender

Name	HOME LENDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Max Rate	-1%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTOE NE
Property Address	2981 B RD, AVOCA, NE 68307-8231
Transaction Type	Mortgage
Record Updated	May 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201802268
Date	Oct 4, 2018
Instrument	201802268

Lender

Name	LIBERTY FIRST CU
Type	Credit Union
Address	LINCOLN, NE 68503

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	72 Months
Due	Oct 1, 2024

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTOE NE
Property Address	2981 B RD, AVOCA, NE 68307-8231
Transaction Type	Mortgage
Record Updated	May 5, 2026
Title Company	DC TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202103413
Date	Nov 18, 2021
Instrument	202103413

Lender

Name	LIBERTY FIRST CU
Type	Credit Union
Address	LINCOLN, NE 68503

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2036

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTOE NE
Property Address	2981 B RD, AVOCA, NE 68307-8231
Transaction Type	Mortgage
Record Updated	May 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202400422
Date	Mar 1, 2024
Instrument	202400422

Lender

Name	LIBERTY FIRST CU
Type	Credit Union
Address	LINCOLN, NE 68503

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Feb 1, 2029

December 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTOE NE
Property Address	2981 B RD, AVOCA, NE 68307-8231
Transaction Type	Mortgage
Record Updated	May 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201502934
Date	Dec 9, 2015
Instrument	201502934

Lender

Name	LIBERTY FIRST CU
Type	Credit Union
Address	LINCOLN, NE 68503

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Dec 1, 2020

July 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTOE NE
Property Address	2981 B RD, AVOCA, NE 68307-8231
Transaction Type	Mortgage
Record Updated	May 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201001582
Date	Jul 8, 2010
Instrument	201001582

Lender

Name	LIBERTY FIRST CU
Type	Credit Union
Address	LINCOLN, NE 68503

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2020

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTOE NE
Recording Date	Apr 20, 2026
Property Address	2981 B RD, AVOCA, NE 68307-8231
Document Number	0000000836
Instrument Date	Aug 19, 2025
Instrument	2026836
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	CLIENT FIRST TITLE INC, CLIENTFIRST TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2981 B RD, AVOCA, NE 68307-8231

Mortgage

Document Number	0000000837,
Date	Apr 20, 2026
Instrument	2026837

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2055

Interest

Rate	6%
Max Rate	-1%

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTOE NE
Recording Date	Apr 20, 2026
Property Address	2981 B RD, AVOCA, NE 68307-8231
Document Number	0202600836
Instrument Date	Aug 19, 2025
Instrument	2026836
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	CLIENT FIRST TITLE INC, CLIENTFIRST TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2981 B RD, AVOCA, NE 68307-8231

Mortgage

Document Number	0000000837,
Date	Apr 20, 2026
Instrument	2026837

Lender

Name	HOME LENDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2055

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: Otoe County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Otoe County
Unified School District	Syracuse-Dunbar-Avoca Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,288.00 (-57.34%)	$290,258 (+14.97%) Land $152,108 Building $138,150	$290,258 (+14.97%) Land $152,108 Building $138,150
2023	$3,019.00	$252,454 Land $138,280 Building $114,174	$252,454 Land $138,280 Building $114,174

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	5 (1982–2010)
Most Recent Claim	Jun 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Nebraska
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G (outdoors only) and 4G LTE

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