2981 Ambersweet Pl, Clermont, FL 34711 Property Records

Lake County property record for 2981 Ambersweet Pl, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,322 sqft · built 2022
Lot Size	0.139 acres (6,046 sqft)
Owner	2 Trust Names on File
Last Sale	$611,714 (Oct 2022)
Tax Bill	$6,981 (2024)
Deeds & Mortgages	Nov 2025 Transfer Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-22-26-0203-000-57100`

Property Details

APN / Parcel Number

Primary APN	`27-22-26-0203-000-57100`
Alternative APNs	`262227020300057100` `3921266`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,322 sqft Living Area
Gross Area	2,766 sqft
1st Floor Area	974 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	6,046 sqft (0.139 acres)
Garage Type	Attached
Garage Area	444 sqft
Porch	Finished/Open Porch
Porch Area	347 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	3921266
Street Address	2981 AMBERSWEET PL
City	CLERMONT
State	FL
Zip	34711-9516
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WATERBROOKE PHASE 3 PB 73 PG 1-15 LOT 571 ORB 6033 PG 604
Legal Range	26E
Legal Township	22S
Legal Section	27
Legal Subdivision	WATERBROOKE PHASE 3
Legal Tract	C,D,J,M-P,
Legal Lot Number	571
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2014
Census Tract	31306

Owner

2981 Ambersweet Pl is owner-occupied and held in a trust since October 2025.

Source: Lake County records, as of November 26, 2025

Owner of Record	2 Trust Names on File
Mailing Address	2981 AMBERSWEET PL, CLERMONT, FL 34711-9516
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Oct 5, 2022	Special Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2022 · Amount on File
Deed Sale	Oct 5, 2022 · Amount on File
Deed Document Number	2022131579
Deed Book / Page	6033 / 604
Last Transfer Date	Oct 30, 2025
Transfer Doc	0066251546
Record Updated	Sep 20, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE FL
Recording Date	Nov 3, 2025
Property Address	2981 AMBERSWEET PL, CLERMONT, FL 34711-9516
Document Number	0066251546
Book / Page	6625 / 1546
Map Reference	MB 73 PG 1
Instrument Date	Oct 30, 2025
Instrument	2025135607
Transaction Type	Transfer
Record Updated	Nov 21, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2981 AMBERSWEET PL, CLERMONT, FL 34711-9516

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	2981 AMBERSWEET PL, CLERMONT, FL 34711-9516

October 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Oct 5, 2022
Property Address	2981 AMBERSWEET PL, CLERMONT, FL 34711-9516
Document Number	0060330604
Book / Page	6033 / 604
Map Reference	MB 73 PG 1
Instrument Date	Sep 27, 2022
Instrument	2022131579
Transaction Type	Transfer
Record Updated	Feb 5, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,282.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2450 FRTAITLAND CENTER PARKWAY #300300, 300300, MAITLAND, FL 32751

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2981 AMBERSWEET PL, CLERMONT, FL 34711-9516

Mortgage

Document Number	0006033609
Date	Oct 5, 2022
Instrument	6033/609

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Oct 1, 2027
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	6.37%
Index	Other
Max Rate	9.37%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$450,104 (-) Land $120,000 Building $330,104	$450,104 (-) Land $120,000 Building $330,104
2025		$450,104 (-) Land $120,000 Building $330,104	$450,104 (-) Land $120,000 Building $330,104
2024	$6,981.00 (+1.06%) Homeowner's exemption	$450,104 (+2.37%) Land $120,000 Building $330,104	$450,104 (+2.37%) Land $120,000 Building $330,104
2023	$6,908.00 (+1,034.32%) Homeowner's exemption	$439,683 (+1,156.24%)	$439,683 (+1,156.24%) Land $120,000 Building $319,683
2022	$609.00	$35,000	$35,000 Land $35,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2981 Ambersweet Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2981 Ambersweet Pl is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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