Santa Rosa County property record for 2981 Albatross Dr, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,439 sqft |
| Lot Size | 0.594 acres (25,875 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $560,000 (Feb 2025) |
| Tax Bill | $550 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Aug 2024 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-2S-27-0000-01716-0000 |
| Primary APN | 02-2S-27-0000-01716-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,439 sqft Living Area |
| Gross Area | 3,443 sqft |
| 1st Floor Area | 2,439 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Brick |
|---|---|
| Construction Type | Wood |
| Roof Material | Wood Shingle |
| Lot Area | 25,875 sqft (0.594 acres) |
| Lot Dimensions | 242 ft deep x 107 ft wide |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2981 ALBATROSS DR |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-9046 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | **DESCRIPTION UPDATE FOR 2025** BEG AT WLY COR OF LOT 1 BLK A SANDPIPER COVE FOR POB; THN N 80*1459 E 281.17 FT TO CURVE TH SELY ALONG CURVE 60 FT; THN S 57*2252 W 202.23 FT TO NELY R/W OF HWY 399; TH TH N 43*4019 W ALONG R/W 166 .73 FT TO POB SBJT T |
| Legal Range | 27W |
| Legal Township | 2S |
| Legal Section | 02 |
| Legal Subdivision | SANDPIPER COVE |
| Legal Block | A |
| Legal Lot Number | 1 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 10802 |
Source: Santa Rosa County records · APN 02-2S-27-0000-01716-0000
Assessment roll updated December 8, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2981 ALBATROSS DR, NAVARRE, FL 32566-9046 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Feb 11, 2026 | Deed of Trust, Mortgage · VA Mortgage TRIDENT HOME LOANS LLC |
| Aug 23, 2024 | Warranty Deed, Transfer FLEMING ISLAND TITLE COMPANY, FLEUR DE LIS LAW AND TTL CO |
| Apr 15, 2024 | Warranty Deed, Transfer RELIABLE LAND TITLE CORPORATION, RELIABLE LAND TITLE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 24, 2025 · Amount on Record |
| Deed Sale | Feb 24, 2025 · Amount on Record |
| Prior Sale | Aug 23, 2024 · Amount on Record |
| Deed Document Number | 20257760 |
| Deed Book / Page | 4589 / 536 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2981 ALBATROSS DR, NAVARRE, FL 32566-9046 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2981 ALBATROSS DR, NAVARRE, FL 32566-9046 |
| Document Number | 0047071968 |
|---|---|
| Date | Feb 11, 2026 |
| Book Page | 4707/1968 |
| Instrument | 202606900 |
| Name | TRIDENT HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | PENSACOLA, FL 32504 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Aug 23, 2024 |
| Property Address | 2981 ALBATROSS DR, NAVARRE, FL 32566-9046 |
| Document Number | 0045350465 |
| Book / Page | 4535 / 465 |
| Instrument Date | Aug 20, 2024 |
| Instrument | 202438297 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Title Company | FLEMING ISLAND TITLE COMPANY, FLEUR DE LIS LAW AND TTL CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $720.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2999 MBATROSS DRIVE, NAVARRE, FL 32566 |
| Name | Verified Name |
|---|---|
| Address | 1300 N PALAFOX ST, PENSACOLA, FL 32501-2664 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Apr 15, 2024 |
| Property Address | 2981 ALBATROSS DR, NAVARRE, FL 32566-9046 |
| Document Number | 0044921654 |
| Book / Page | 4492 / 1654 |
| Instrument Date | Apr 11, 2024 |
| Instrument | 202416324 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Title Company | RELIABLE LAND TITLE CORPORATION, RELIABLE LAND TITLE CORP |
| Amount | Amount Recorded |
|---|---|
| Tax | $682.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1803 SALEM AVE, NAVARRE, FL 32566-7518 |
| Name | Verified Name |
|---|---|
| Address | 2999 ALBATROSS DR, NAVARRE, FL 32566-9046 |
Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $550.00 (+23.87%) | $45,000 (+25%) Land $45,000 | $45,000 (+25%) Land $45,000 |
| 2024 | $444.00 (-1.11%) | $36,000 (-) Land $36,000 | $36,000 (-) Land $36,000 |
| 2023 | $449.00 (+4.91%) | $36,000 (+5.88%) Land $36,000 | $36,000 (+5.88%) Land $36,000 |
| 2022 | $428.00 | $34,000 | $34,000 Land $34,000 |
Source: FEMA National Flood Hazard Layer as of November 18, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 145 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 145 in force |
| Nearby Flood Claims | 64 (1995–2020) |
| Claims Outside the SFHA | 15 of 64 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Communications Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 63 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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