298058 E 1820 Rd, Loco, OK 73442 Property Records

Stephens County property record for 298058 E 1820 Rd, Loco, OK 73442

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,772 sqft · built 1970
Lot Size	5.53 acres (240,887 sqft)
Owner	Individual Name on Record
Last Sale	$168,000 (Sep 2022)
Tax Bill	$582 (2025)
Deeds & Mortgages	Jul 2012 Mortgage Aug 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0000-13-02S-05W-3-001-00`

Property Details

APN / Parcel Number

Primary APN	`0000-13-02S-05W-3-001-00`
Alternative APN	`8673`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,772 sqft Living Area
Storm Shelter	Storm Shelter
Storm Shutters	Storm Shutters
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	240,887 sqft (5.53 acres)
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Porch	Slab
Porch Area	64 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	8673
Street Address	298058 E 1820 RD
City	LOCO
State	OK
Zip	73442-1800
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	13-2S-5W SWSWSW LESS TR BEG SWSW S893929E 330.32 FT AS POB THENCE N072344E 493.39 FT THENCE S894011E 266.27 FT THENCE S000709
Legal Range	05W
Legal Township	02S
Legal Section	13
Legal Subdivision	T2S-R5W
Legal Block	2S
Legal Lot Number	5W
Jurisdiction	STEPHENS OK
Township / Civil Division	VELMA-ALMA
Census Block Group	2
Census Block	2039
Census Tract	1000

Owner

Source: Stephens County records, as of March 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	298062 E 1820 RD, LOCO, OK 73442-1800
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2012	Deed of Trust, Mortgage FIRST BANK & TRUST CO
Aug 16, 2017	Deed of Trust, Mortgage · Commercial Mortgage FIRST BANK & TRUST CO
Apr 20, 2012	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2022 · Amount on Record
Deed Sale	Sep 1, 2022 · Amount on Record
Prior Sale	Apr 10, 2004 · Amount on Record
Deed Document Number	20229085
Deed Book / Page	6222 / 270
Prior Transfer Date	Apr 20, 2012
Prior Transfer Doc	004331/016
Record Updated	Jun 8, 2026

July 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	298058 E 1820 RD, LOCO, OK 73442-1800
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	004379/001
Date	Jul 18, 2012
Book Page	4379/001
Instrument	85-9774

Lender

Name	FIRST BANK & TRUST CO
Type	Bank
Address	ARDMORE, OK 73401

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jul 12, 2017

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	298058 E 1820 RD, LOCO, OK 73442-1800
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	005347/262
Date	Aug 16, 2017
Book Page	5347/262
Instrument	2017-958742

Lender

Name	FIRST BANK & TRUST CO
Type	Bank
Address	ARDMORE, OK 73401

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 7, 2032

Interest

Rate Type	Adjustable Rate

April 2012: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STEPHENS OK
Recording Date	Apr 20, 2012
Property Address	298058 E 1820 RD, LOCO, OK 73442-1800
Document Number	004331/016
Book / Page	4331 / 016
Instrument Date	Apr 20, 2012
Instrument	85-5763
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Stephens County
Unified School District	Velma-Alma Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$582.00 (+5.63%)	$7,668 (+7.18%) Land $1,114 Building $6,554	$69,710 (+4.22%) Land $10,129 Building $59,581
2023	$551.00	$7,154 Land $1,095 Building $6,059	$66,888 Land $10,129 Building $56,759

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 55% of Oklahoma
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pioneer Telephone Cooperative Fiber	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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