29804 Chance St, Hayward, CA 94544 Property Records

Alameda County property record for 29804 Chance St, Hayward, CA 94544

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 990 sqft · built 1986
Lot Size	0.084 acres (3,677 sqft)
Owner	2 Individual Names on Record
Last Sale	$447,500 (Mar 2015)
Tax Bill	$6,602 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jun 2017 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`465-40-42`

Property Details

APN / Parcel Number

Primary APN	`465-40-42`
Alternative APN	`465-0040-042-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	990 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	3,677 sqft (0.084 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	29804 CHANCE ST
City	HAYWARD
State	CA
Zip	94544-6560
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00032 BLK: TR: 5212
Legal Subdivision	TRACT 5212
Legal Tract	5212
Legal Lot Number	32
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	3
Census Block	3000
Census Tract	438204

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	29804 CHANCE ST, HAYWARD, CA 94544-6560
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage KEYPOINT CU
Jun 7, 2017	Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK
Feb 7, 2019	Deed of Trust, Mortgage · Line of Credit ALLIANT CU
Feb 7, 2019	Deed of Trust, Mortgage · Conventional with PMI BAY EQUITY
May 19, 2018	Deed of Trust, Mortgage · Conventional with PMI BAY EQUITY
May 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2015 · Amount on Record
Deed Sale	Mar 17, 2015 · Amount on Record
Prior Sale	May 27, 2010 · Amount on Record
Deed Document Number	201572141
Prior Transfer Date	Oct 7, 2011
Prior Transfer Doc	0000228569
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	29804 CHANCE ST, HAYWARD, CA 94544-6560
Transaction Type	Mortgage
Record Updated	Dec 30, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29804 CHANCE ST, HAYWARD, CA 94544-6560

Mortgage

Document Number	0000387577
Date	Dec 3, 2021
Instrument	2021387577

Lender

Name	KEYPOINT CU
Type	Credit Union
Address	SANTA CLARA, CA 95051

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	29804 CHANCE ST, HAYWARD, CA 94544-6560
Transaction Type	Mortgage
Record Updated	Jun 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000123640
Date	Jun 7, 2017
Instrument	2017123640

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 23, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	29804 CHANCE ST, HAYWARD, CA 94544-6560
Document Number	0000027671
Instrument Date	Feb 7, 2019
Transaction Type	Mortgage
Record Updated	Mar 1, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	29804 CHANCE ST HAYWARD CA 945446560, HAYWARD, CA 94544-6560

Mortgage

Document Number	0000027671
Date	Feb 13, 2019
Instrument	27671

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 12, 2049

Interest

Rate Type	Adjustable Rate

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	29804 CHANCE ST, HAYWARD, CA 94544-6560
Document Number	0000027670
Instrument Date	Feb 7, 2019
Transaction Type	Mortgage
Record Updated	Mar 1, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	29804 CHANCE ST HAYWARD CA 945446560, HAYWARD, CA 94544-6560

Mortgage

Document Number	0000027670
Date	Feb 13, 2019
Instrument	27670

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 12, 2049

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	29804 CHANCE ST, HAYWARD, CA 94544-6560
Document Number	0000104744
Instrument Date	May 19, 2018
Transaction Type	Mortgage
Record Updated	Jun 14, 2018
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	29804 CHANCE ST HAYWARD CA 945446560, HAYWARD, CA 94544-6560

Mortgage

Document Number	0000104744
Date	May 25, 2018
Instrument	104744

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 24, 2048

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	29804 CHANCE ST, HAYWARD, CA 94544-6560
Document Number	0000123639
Instrument Date	May 31, 2017
Transaction Type	Mortgage
Record Updated	Jun 30, 2017
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	29804 CHANCE ST HAYWARD CA 945446560, HAYWARD, CA 94544-6560

Mortgage

Document Number	0000123639
Date	Jun 7, 2017
Instrument	123639

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 6, 2047

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Hayward City
Unified School District	Hayward Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$541,563 (+0.7%) Land $164,569 Building $383,994
2025	$6,602.00 (+2.52%) Homeowner's exemption	$537,808 (+4.04%) Land $161,342 Building $376,466
2023	$6,440.00 Homeowner's exemption	$516,928 Land $155,078 Building $361,850	$737,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	5 (1998–2022)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAYWARD serves 162,954 people · EPA ID CA0110006
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Tekify Fiber & Wireless Fixed Wireless	1,000 / 1,000
RobinsonHSS Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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