29803 Breakwater Dr, Katy, TX 77494 Property Records

Fort Bend County property record for 29803 Breakwater Dr, Katy, TX 77494

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,098 sqft · built 2019
Lot Size0.145 acres (6,357 sqft)
OwnerIndividual Name on Record
Tax Bill$3,877 (2025)
Deeds & MortgagesDec 2021 Mortgage
Jan 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNR474661

Property Details

APN / Parcel Number

Primary APNR474661
Alternative APN
  • 7897-29-002-0020-901

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,098 sqft Living Area
1st Floor Area2,098 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Lot Area6,357 sqft (0.145 acres)
Garage TypeAttached
Garage Area399 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area112 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR474661
Street Address29803 BREAKWATER DR
CityKATY
StateTX
Zip77494-5164
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTAMARRON SEC 29, BLOCK 2, LOT 2
Legal SubdivisionTAMARRON SEC 29
Legal Block2
Legal Lot Number2
JurisdictionFORT BEND TX
Township / Civil DivisionFULSHEAR-SIMONTON
Census Block Group3
Census Block3015
Census Tract673202

Owner

Source: Fort Bend County records, as of January 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address29803 BREAKWATER DR, KATY, TX 77494-5164
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 9, 2020Deed of Trust, Mortgage · FHA Mortgage
LAKEVIEW LN SERVICING
Apr 25, 2019Vendor's Lien, Subdivision Related Transfer · FHA Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 25, 2019
Deed SaleApr 25, 2019
Deed Document Number2019041830
Record UpdatedJun 8, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORT BEND TX
Property Address29803 BREAKWATER DR, KATY, TX 77494-5164
Transaction TypeMortgage
Record UpdatedFeb 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000212068
DateDec 27, 2021
Instrument2021212068
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORT BEND TX
Property Address29803 BREAKWATER DR, KATY, TX 77494-5164
Document Number0000008436
Instrument DateJan 9, 2020
Transaction TypeMortgage
Record UpdatedMar 4, 2020
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address29803 BREAKWATER DR KATY TX 774945164, KATY, TX 77494-5164

Mortgage

Document Number0000008436
DateJan 23, 2020
Instrument8436
Lender
NameLAKEVIEW LN SERVICING
TypeFunding / Finance Company
AddressCORAL GABLES, FL 33146
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 22, 2050

April 2019: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionFORT BEND TX
Recording DateApr 25, 2019
Property Address29803 BREAKWATER DR, KATY, TX 77494-5164
Document Number0000041830
Map ReferencePL 20180043
Instrument DateApr 25, 2019
Instrument2019041830
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 27, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address29803 BREAKWATER DR, KATY, TX 77494-5164

Mortgage

Document Number0000041831
DateApr 25, 2019
Instrument2019041831
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Fort Bend County assessment roll, as of July 25, 2025

Property Jurisdictions

TypeName
StateTexas
CountyFort Bend County
Unified School DistrictLamar Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,877.00 (-0.64%) Homeowner's exemption$346,767 (+9.56%) Land $60,060 Building $286,707$346,767 (-10.68%) Land $60,060 Building $286,707
2023$3,902.00 (+2,554.42%) Homeowner's exemption$316,503 Land $46,200 Building $342,032$388,232 Land $46,200 Building $342,032
2018$147.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 1,219 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1,219 in force
Nearby Flood Claims8 (2016–2024)
Claims Outside the SFHA2 of 8
Most Recent ClaimJul 2024 · Hurricane Beryl
Claims by Event
  • Hurricane Harvey, Aug 2017 · 3 claims
  • Severe Storms And Flooding, Apr 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFORT BEND COUNTY MUD 182
serves 10,498 people · EPA ID TX0790500
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ezee Fiber
Fiber
8,000 / 8,000
Fidium Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Skynet
Fixed Wireless
100 / 50

May also be available: AT&T.

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Nearby Streets

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