Hancock County property record for 2980 Valley Rd, Garner, IA 50438
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 2,396 sqft · built 1900 |
| Lot Size | 10.4 acres (454,331 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $454,000 (Oct 2023) |
| Tax Bill | $3,360 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0127126000 |
| Primary APN | 0127126000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,396 sqft Living Area |
| 1st Floor Area | 1,372 sqft |
| Basement Area | 1,024 sqft |
| Finished Basement | 1,000 sqft |
| Unfinished Basement | 24 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 454,331 sqft (10.4 acres) |
| Lot Dimensions | 549 ft deep x 505 ft wide |
| Garage Type | Detached |
| Garage Area | 1,404 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 48 sqft |
| Deck Area | 360 sqft |
| Shed | 1 Shed |
| Utility Building | 1,560 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 2980 VALLEY RD |
|---|---|
| City | GARNER |
| State | IA |
| Zip | 50438-8516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TR IN W1/2 NE 27 97 23 |
| Legal Range | 23W |
| Legal Township | 97N |
| Legal Section | 27 |
| Jurisdiction | HANCOCK IA |
| Township / Civil Division | ELLINGTON |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 270100 |
2980 Valley Rd is owned and occupied by two individuals who bought it in October 2023.
Source: Hancock County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2980 VALLEY RD, GARNER, IA 50438-8516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 2, 2023 · Amount on File |
| Deed Sale | Oct 2, 2023 · Amount on File |
| Deed Document Number | 20231738 |
| Prior Transfer Date | Oct 13, 2009 |
| Prior Transfer Doc | 0000002246 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HANCOCK IA |
| Recording Date | Oct 2, 2023 |
| Property Address | 2980 VALLEY RD, GARNER, IA 50438-8516 |
| Document Number | 0000231738 |
| Instrument Date | Sep 19, 2023 |
| Instrument | 23-1738 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $725.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2980 VALLEY RD, GARNER, IA 50438-8516 |
| Document Number | 0000231741 |
|---|---|
| Date | Oct 2, 2023 |
| Instrument | 23-1741 |
| Name | CLEAR LAKE BANK AND TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2053 |
The 2025 property tax bill for 2980 Valley Rd was $3,360 with a homeowner's exemption, up 1.5% from the year before.
Source: Hancock County assessment roll, as of September 29, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Hancock County |
| Unified School District | Garner-Hayfield-Ventura Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,360.00 (+1.51%) Homeowner's exemption | $370,450 Land $97,150 Building $273,300 | $370,450 Land $97,150 Building $273,300 |
| 2024 | $3,310.00 | ||
| 2023 | $239,250 (+22.19%) Land $97,150 Building $142,100 | $239,250 Land $97,150 Building $142,100 | |
| 2022 | $2,176.00 Homeowner's exemption | $195,800 Land $49,500 Building $146,300 | |
| 2021 | $195,800 Land $49,500 Building $146,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2980 Valley Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2980 Valley Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Winnebago Cooperative Telecom Association Fiber | 1,000 / 1,000 |
| GigFire Fixed Wireless | 100 / 20 |
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