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2980 SE Cypress St, Stuart, FL 34997 Property Records

Martin County property record for 2980 SE Cypress St, Stuart, FL 34997

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,029 sqft · built 1980
Lot Size0.178 acres (7,754 sqft)
Owner2 Individual Names on Record
Last Sale$390,000 (Feb 2025)
Tax Bill$4,365 (2025)
Deeds & MortgagesMar 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN54-38-41-002-027-0029.0-1-0000

Property Details

APN / Parcel Number

Primary APN54-38-41-002-027-0029.0-1-0000
Alternative APNs
  • 54-38-41-002-027-00290-1
  • 43785

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms2 Rooms
Stories1 Story
Building Area1,029 sqft Living Area
Gross Area1,514 sqft
1st Floor Area1,029 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 2005
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,754 sqft (0.178 acres)
Garage TypeAttached
Garage Area325 sqft
Parking Spaces1 Parking Space
PorchScreened Concrete Masonry Porch
Porch Area208 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number43785
Street Address2980 SE CYPRESS ST
CitySTUART
StateFL
Zip34997-7814
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2B
Legal DescriptionHIBISCUS PARK LOT 29 BLK 27
Legal Range41E
Legal Township38S
Legal Section54
Legal SubdivisionHIBISCUS PARK
Legal Block27
Legal Lot Number29
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group1
Census Block1023
Census Tract1107

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2980 SE CYPRESS ST, STUART, FL 34997-7814
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 10, 2025 · Amount on Record
Deed SaleFeb 10, 2025 · Amount on Record
Prior SaleMar 4, 2022 · Amount on Record
Deed Document Number20253112867
Deed Book / Page3482 / 366
Prior Transfer DateJul 1, 2004
Prior Transfer Doc0019190358
Record UpdatedOct 29, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateMar 4, 2022
Property Address2980 SE CYPRESS ST, STUART, FL 34997-7814
Document Number0032971529
Book / Page3297 / 1529
Map ReferenceMB 3 PG 27
Instrument DateMar 2, 2022
Instrument2946414
Transaction TypeTransfer
Record UpdatedMar 24, 2022
Title CompanyCOASTAL TITLE, COASTAL TITLE SERVICES INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,555.00
Amount AccuracyRounded by County
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2980 SE CYPRESS ST, 2980, STUART, FL 34997-7814

Transferred To (Grantee/Buyer)

NameVerified Name
Address2980 SE CYPRESS ST, STUART, FL 34997-7814

Mortgage

Document Number0032971531
DateMar 4, 2022
Instrument3297/1531
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,365.00 (-0.55%)$289,736 (+5.99%)$290,460 (+6.25%) Land $125,000 Building $165,460
2024$4,389.00 (+2.21%)
2023$4,294.00 (+371.35%) Additional exemption filed$273,370 (+319.88%) Land $120,000 Building $153,370$273,370 (+43.07%) Land $120,000 Building $153,370
2022$911.00 Homeowner's exemption$65,107$191,080 Land $110,000 Building $81,080

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 86 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies86 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
DSL		100 / 20

May also be available: Blue Stream.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on SE Cypress St

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