2980 S 225 E, Winchester, IN 47394 Property Records

Randolph County property record for 2980 S 225 E, Winchester, IN 47394

Property Summary

Property Type	Rural Home
Details	5 bd · 1 ba · 2,492 sqft · built 1900
Lot Size	3.34 acres (145,578 sqft)
Owner	2 Individual Names on File
Last Sale	$418,152 (Feb 2026)
Tax Bill	$1,958 (2025)
Deeds & Mortgages	Dec 2020 Line of Credit Dec 2021 Line of Credit + 12 more
Flood Zone	Zone X (minimal risk)
APN	`011-00258-00`

Property Details

APN / Parcel Number

Primary APN	`011-00258-00`
Alternative APNs	`68-13-02-300-030.000-020` `00000009389`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,492 sqft Living Area
1st Floor Area	2,492 sqft
Basement Area	623 sqft
Unfinished Basement	623 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	145,578 sqft (3.34 acres)
Terrain	Low
Garage Type	Mixed
Garage Area	1,680 sqft
Parking Spaces	6 Parking Spaces
Shed	1 Shed
Shed Area	432 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00000009389
Street Address	2980 S 225 E
City	WINCHESTER
State	IN
Zip	47394-8768
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PT LOT SW 2-19-14 3.342 A
Jurisdiction	RANDOLPH IN
Township / Civil Division	WHITE RIVER
Census Block Group	1
Census Block	1043
Census Tract	952000

Owner

2980 S 225 E, a rural home, is owned and occupied by two individuals who bought it in February 2026.

Source: Randolph County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2980 S 225 E, WINCHESTER, IN 47394-8768
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2020	Deed of Trust, Mortgage · Line of Credit THE FARMERS STATE BANK
Dec 21, 2021	Deed of Trust, Mortgage · Line of Credit THE FARMERS STATE BANK
Nov 28, 2022	Deed of Trust, Mortgage · ARM THE FARMERS STATE BANK
Feb 28, 2014	Deed of Trust, Mortgage · Conventional Mortgage PHH MORTGAGE SERVICES CORP
Dec 14, 2009	Deed of Trust, Mortgage · Conventional Mortgage FIRST MERCHANTS BANK NA
Sep 6, 2005	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITIES NATIONAL BANK
Jun 25, 2007	Deed of Trust, Mortgage · Line of Credit FIRST MERCHANTS BANK NA
Feb 18, 2026	Deed, Transfer · Conventional Mortgage THREE RIVERS FCU
Feb 18, 2026	Correction Deed
Feb 18, 2026	Correction Deed
Feb 18, 2026	Deed, Transfer · Conventional Mortgage THREE RIVERS FCU
Feb 18, 2026	Quit Claim Deed, Transfer Quitclaim
Feb 18, 2026	Quit Claim Deed, Transfer Quitclaim
Oct 12, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 18, 2026 · Amount on File
Deed Sale	Feb 18, 2026 · Amount on File
Prior Sale	Feb 18, 2026
Deed Document Number	2026481
Prior Transfer Date	Oct 12, 2023
Prior Transfer Doc	0020234025
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IN
Property Address	2980 S 225 E, WINCHESTER, IN 47394-8768
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2980 S 225 E, WINCHESTER, IN 47394-8768

Mortgage

Document Number	0020205365
Date	Dec 22, 2020
Instrument	20205365

Lender

Name	THE FARMERS STATE BANK
Type	Bank
Address	WINCHESTER, IN 47394

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Dec 25, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IN
Property Address	2980 S 225 E, WINCHESTER, IN 47394-8768
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2980 S 225 E, WINCHESTER, IN 47394-8768

Mortgage

Document Number	0020216069
Date	Dec 21, 2021
Instrument	20216069

Lender

Name	THE FARMERS STATE BANK
Type	Bank
Address	GREENVILLE, OH 45331

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Dec 25, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IN
Property Address	2980 S 225 E, WINCHESTER, IN 47394-8768
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2980 S 225 E, WINCHESTER, IN 47394-8768

Mortgage

Document Number	0020225564
Date	Nov 28, 2022
Instrument	20225564

Lender

Name	THE FARMERS STATE BANK
Type	Bank
Address	WINCHESTER, IN 47394

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Nov 23, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Nov 23, 2027
Change Frequency	Annually
Min Rate At Change	5.75%
Index	1-Year T-Bill
Margin	3
Max Rate	13.7%

February 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IN
Property Address	2980 S 225 E, WINCHESTER, IN 47394-8768
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020141134
Date	Feb 28, 2014
Instrument	20141134

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2029

December 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IN
Property Address	2980 S 225 E, WINCHESTER, IN 47394-8768
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020095418
Date	Dec 14, 2009
Instrument	20095418

Lender

Name	FIRST MERCHANTS BANK NA
Type	Bank
Address	MUNCIE, IN 47305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2040

September 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IN
Property Address	2980 S 225 E, WINCHESTER, IN 47394-8768
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020054197
Date	Sep 6, 2005
Instrument	20054197

Lender

Name	UNITED COMMUNITIES NATIONAL BANK
Type	Non-Lending Institution
Address	WINCHESTER, IN 47394

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 5, 2035

June 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IN
Property Address	2980 S 225 E, WINCHESTER, IN 47394-8768
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020072885
Date	Jun 25, 2007
Instrument	20072885

Lender

Name	FIRST MERCHANTS BANK NA
Type	Bank
Address	00004

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jun 24, 2012

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	RANDOLPH IN
Recording Date	Feb 18, 2026
Property Address	2980 S 225 E, WINCHESTER, IN 47394-8768
Document Number	0020260481
Instrument Date	Feb 17, 2026
Instrument	20260481
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2980 S 225 E, WINCHESTER, IN 47394-8768
Investor	Possibly a Property Investor

Mortgage

Document Number	0020260482
Date	Feb 18, 2026
Instrument	20260482

Lender

Name	THREE RIVERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

February 2026: Correction Deed

Document Type	Correction Deed
Jurisdiction	RANDOLPH IN
Recording Date	Feb 18, 2026
Property Address	2980 S 225 E, WINCHESTER, IN 47394-8768
Document Number	0020260479
Instrument Date	Feb 17, 2026
Instrument	20260479
Record Updated	Mar 6, 2026

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 SUNSET DR, WINCHESTER, IN 47394-9253

February 2026: Correction Deed

Document Type	Correction Deed
Jurisdiction	RANDOLPH IN
Recording Date	Feb 18, 2026
Property Address	2980 S 225 E, WINCHESTER, IN 47394-8768
Document Number	0020260479
Instrument Date	Feb 17, 2026
Instrument	20260479
Record Updated	Mar 27, 2026

Transaction

Amount	Amount on Record
Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 SUNSET DR, WINCHESTER, IN 47394-9253

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	RANDOLPH IN
Recording Date	Feb 18, 2026
Property Address	2980 S 225 E, WINCHESTER, IN 47394-8768
Document Number	0020260481
Instrument Date	Feb 17, 2026
Instrument	20260481
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2980 S 225 E, WINCHESTER, IN 47394-8768
Investor	Possibly a Property Investor

Mortgage

Document Number	0020260482
Date	Feb 18, 2026
Instrument	20260482

Lender

Name	THREE RIVERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RANDOLPH IN
Recording Date	Feb 18, 2026
Property Address	2980 S 225 E, WINCHESTER, IN 47394-8768
Document Number	0020260480
Instrument Date	Feb 12, 2026
Instrument	20260480
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 SUNSET DR, WINCHESTER, IN 47394-9253

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RANDOLPH IN
Recording Date	Feb 18, 2026
Property Address	2980 S 225 E, WINCHESTER, IN 47394-8768
Document Number	0020260480
Instrument Date	Feb 12, 2026
Instrument	20260480
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 SUNSET DR, WINCHESTER, IN 47394-9253

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RANDOLPH IN
Recording Date	Oct 12, 2023
Property Address	2980 S 225 E, WINCHESTER, IN 47394-8768
Document Number	0020234025
Instrument Date	Oct 12, 2023
Instrument	20234025
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2980 S 225 E, WINCHESTER, IN 47394-8768

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust

Tax Assessment & Valuation

The 2025 property tax bill for 2980 S 225 E was $1,958 with a homeowner's exemption, down 3.2% from the year before.

Source: Randolph County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Randolph County
County Subdivision	White River Township
Unified School District	Randolph Central School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,958.00 (-3.21%) Homeowner's exemption	$198,900 Land $22,100 Building $176,800	$198,900 Land $22,100 Building $176,800
2024	$2,023.00
2023		$204,800 (-12.33%) Land $21,600 Building $183,200	$204,800 (-12.33%) Land $21,600 Building $183,200
2022	$2,681.00	$233,600 Land $34,600 Building $199,000	$233,600 Land $34,600 Building $199,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2980 S 225 E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2980 S 225 E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Watch TV Fixed Wireless	100 / 20
NLBC Fixed Wireless	25 / 10
Verizon Fixed Wireless	25 / 6
T-Mobile Fixed Wireless	25 / 3
BridgeMAXX Suncoast Broadband Fixed Wireless	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on S 225 E

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