2980 Roberg Rd, Duluth, MN 55804 Property Records

St. Louis County property record for 2980 Roberg Rd, Duluth, MN 55804 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,048 sqft · built 1998
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$596,900 (May 2026)
Tax Bill	$4,422 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Nov 2023 Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`415-0010-01190`

Property Details

APN / Parcel Number

Primary APN	`415-0010-01190`
Alternative APNs	`1044046` `1139949` `1197823`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,048 sqft Gross Area
1st Floor Area	1,840 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2008
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	217,800 sqft (5 acres)
Garage Area	480 sqft
Porch	Slab
Porch Area	96 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	1197823
Street Address	2980 ROBERG RD
City	DULUTH
State	MN
Zip	55804-9611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N1/2 OF E1/2 OF W1/2 OF SW1/4 OF SE1/4 SERIAL #
Legal Range	13W
Legal Township	51N
Legal Section	04
Legal Subdivision	LAKEWOOD TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	LAKEWOOD
Census Block Group	2
Census Block	2009
Census Tract	10500

Owner

Source: St. Louis County records · APN 415-0010-01190

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2980 ROBERG RD, DULUTH, MN 55804-9611
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 06, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 14, 2023	Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE BANK OF COMMERCE
Jan 13, 2026	Deed of Trust, Mortgage · Line of Credit NORTH SHORE BANK OF COMMERCE
Feb 25, 2025	Deed of Trust, Mortgage · Line of Credit NORTH SHORE BANK OF COMMERCE
May 28, 2026	Warranty Deed, Transfer · Conventional Mortgage FRANDSEN BANK AND TRUST
May 08, 2026	Quit Claim Deed, Transfer ST LOUIS TITLE
May 08, 2026	Quit Claim Deed, Transfer ST LOUIS TITLE
Nov 08, 2022	Intrafamily Transfer, Transfer · Construction Mortgage NORTH SHORE BANK OF COMMERCE
Feb 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage REPUBLIC BANK INC
Dec 28, 2017	Warranty Deed, Construction Loan · Construction Mortgage REPUBLIC BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 28, 2026 · Amount on Record
Deed Sale	May 28, 2026 · Amount on Record
Prior Sale	Dec 28, 2017 · Amount on Record
Deed Document Number	20261533266
Prior Transfer Date	Oct 31, 2022
Prior Transfer Doc	0001455958
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2980 ROBERG RD, DULUTH, MN 55804-9611
Transaction Type	Mortgage
Record Updated	Jun 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001409372
Date	Apr 06, 2021
Instrument	1409372

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Feb 01, 2051

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2980 ROBERG RD, DULUTH, MN 55804-9611
Transaction Type	Mortgage
Record Updated	Jun 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001478019
Date	Nov 14, 2023
Instrument	1478019

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.4%
Type Change Date	Nov 01, 2030
Change Frequency	Annually
Min Rate At Change	4.4%
Max Rate At Change	8.4%
Index	1-Year T-Bill
Max Rate	11.4%

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2980 ROBERG RD, DULUTH, MN 55804-9611
Transaction Type	Mortgage
Record Updated	Jun 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2980 ROBERG RD, DULUTH, MN 55804-9611

Mortgage

Document Number	0001525994
Date	Jan 13, 2026
Instrument	1525994

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Dec 16, 2030

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2980 ROBERG RD, DULUTH, MN 55804-9611
Transaction Type	Mortgage
Record Updated	Jun 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2980 ROBERG RD, DULUTH, MN 55804-9611

Mortgage

Document Number	0001505639
Date	Feb 25, 2025
Instrument	1505639

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Feb 14, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 28, 2026
Property Address	2980 ROBERG RD, DULUTH, MN 55804-9611
Document Number	0001533266
Instrument Date	May 15, 2026
Instrument	20261533266
Transaction Type	Transfer
Record Updated	Jun 11, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$198,946.77
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2980 ROBERG RD, DULUTH, MN 55804-9611

Mortgage

Document Number	0001533267,
Date	May 28, 2026
Instrument	20261533267

Lender

Name	FRANDSEN BANK AND TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 08, 2026
Property Address	2980 ROBERG RD, DULUTH, MN 55804-9611
Document Number	0001532162
Instrument Date	Apr 28, 2026
Instrument	20261532162
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	ST LOUIS TITLE

Transaction

Amount	Amount Recorded
Tax	$166.65
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2980 ROBERG RD, DULUTH, MN 55804-9611

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 08, 2026
Property Address	2980 ROBERG RD, DULUTH, MN 55804-9611
Document Number	0001532161
Instrument Date	Apr 20, 2026
Instrument	20261532161
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	ST LOUIS TITLE

Transaction

Amount	Amount Recorded
Tax	$166.65
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2980 ROBERG RD, DULUTH, MN 55804-9611

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Nov 08, 2022
Property Address	2980 ROBERG RD, DULUTH, MN 55804-9611
Document Number	0001455958
Instrument Date	Oct 03, 2022
Instrument	1455958
Transaction Type	Transfer
Record Updated	Dec 19, 2022
Title Company	NOT AVAILABLE, ST LOUIS TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2980 ROBERG RD, DULUTH, MN 55804-9611

Mortgage

Document Number	0001455959
Date	Nov 08, 2022
Instrument	1455959

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 01, 2023

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2980 ROBERG RD, DULUTH, MN 55804-9611
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001350451
Date	Feb 21, 2019
Instrument	1350451

Lender

Name	REPUBLIC BANK INC
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2049

December 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 28, 2017
Property Address	2980 ROBERG RD, DULUTH, MN 55804-9611
Document Number	00A1324903
Instrument Date	Dec 27, 2017
Instrument	A1324903
Transaction Type	Construction Loan
Record Updated	Aug 29, 2018
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Tax	$186.45
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6192 BERGQUIST RD DULUTH MN 558048614, DULUTH, MN 55804-8614

Mortgage

Document Number	A1324904
Date	Dec 28, 2017
Instrument	A1324904

Lender

Name	REPUBLIC BK
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Dec 27, 2019

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Lakewood Township
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,422.00 (+6.35%) Homeowner's exemption
2025	$4,158.00 (+55.61%) Homeowner's exemption	$404,900 (+8.09%) Land $97,400 Building $307,500	$404,900 (+8.09%) Land $97,400 Building $307,500
2024	$2,672.00	$374,600 (+52.4%) Land $90,000 Building $284,600	$374,600 (+52.4%) Land $90,000 Building $284,600
2022		$245,800 Land $86,000 Building $159,800	$245,800 Land $86,000 Building $159,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370105002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2012)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2012, river or lake flooding, Severe Storms And Flooding
Claims By Storm	Severe Storms And Flooding, Jun 2012 · 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 39% of Minnesota
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 16 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Mediacom Communications	Fiber	2,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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