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2980 N Chandler Dr, Hernando, FL 34442 Property Records

Citrus County property record for 2980 N Chandler Dr, Hernando, FL 34442

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,788 sqft · built 1995
Lot Size0.22 acres (9,600 sqft)
Owner2 Individual Names on File
Last Sale$25,500 (May 1995)
Tax Bill$3,482 (2025)
Deeds & MortgagesJan 2023 Transfer
Dec 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN19E-18S-23-0040-000D0-0210

Property Details

APN / Parcel Number

Primary APN19E-18S-23-0040-000D0-0210
Alternative APNs
  • 2318S19E0040000D00210
  • 2646128

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,788 sqft Living Area
Gross Area2,508 sqft
1st Floor Area1,788 sqft
FlooringConcrete/Cement

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Exterior MaterialCombination
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialFiberglass
Lot Area9,600 sqft (0.22 acres)
Lot Dimensions120 ft deep x 80 ft wide
Garage TypeAttached
Garage Area560 sqft
Parking Spaces6 Parking Spaces
PorchFinished/Screened Porch
Porch Area256 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number2646128
Street Address2980 N CHANDLER DR
CityHERNANDO
StateFL
Zip34442-5445
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePDR
Legal DescriptionCANTERBURY LAKE ESTATES PB 14 PG 101 LOT 21 BLK D
Legal Range19E
Legal Township18S
Legal Section23
Legal SubdivisionCANTERBURY LAKE ESTATES
Legal BlockD
Legal Lot Number21
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group1
Census Block1025
Census Tract450104

Owner

2980 N Chandler Dr is owned by two individuals who acquired it in December 2022.

Source: Citrus County records, as of March 6, 2026

Owner of Record2 Individual Names on File
Mailing Address2850 N CHANDLER DR, HERNANDO, FL 34442-5444
Owner TypeIndividual
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2023Intrafamily Transfer, Transfer
Dec 30, 2022Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 1, 1995 · Amount on File
Deed SaleMay 1, 1995 · Amount on File
Deed Book / Page1083 / 306
Last Transfer DateDec 30, 2022
Transfer Doc0000085228
Record UpdatedSep 20, 2026

January 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCITRUS FL
Recording DateJan 12, 2023
Property Address2980 N CHANDLER DR, HERNANDO, FL 34442-5445
Document Number0033480565
Book / Page3348 / 565
Map ReferenceMB 14 PG 101-110
Instrument DateJan 12, 2023
Instrument2023002360
Transaction TypeTransfer
Record UpdatedFeb 8, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2850 N CHANDLER DR, HERNANDO, FL 34442-5444

Transferred To (Grantee/Buyer)

NameVerified Name
Address7473 PAINTED BUNTING WAY, HANAHAN, SC 29410-8268

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateDec 30, 2022
Property Address2980 N CHANDLER DR, HERNANDO, FL 34442-5445
Document Number0033451050
Book / Page3345 / 1050
Map ReferenceMB 14 PG 101-110
Instrument DateDec 28, 2022
Instrument2022085231
Transaction TypeTransfer
Record UpdatedJan 24, 2023
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TTL SVCS OF CITRUS

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,820.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2850 N CHANDLER DR, HERNANDO, FL 34442-5444

Mortgage

Document Number0033451052
DateDec 30, 2022
Instrument3345/1052
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 2980 N Chandler Dr was $3,482, down 0.7% from the year before.

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,482.00 (-0.66%)$220,593 (-2.08%) Land $12,800 Building $207,793$220,593 (-2.08%) Land $12,800 Building $207,793
2024$3,505.00 (-2.2%) Additional exemption filed$225,270 (-1.35%) Land $9,500 Building $215,770$225,270 (-1.35%) Land $9,500 Building $215,770
2023$3,584.00 (+233.71%) Additional exemption filed$228,362 (+19.38%) Land $13,400 Building $214,962$228,362 (+19.38%) Land $13,400 Building $214,962
2022$1,074.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed$191,288 Land $9,500 Building $181,788$191,288 Land $9,500 Building $181,788

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2980 N Chandler Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2980 N Chandler Dr is moderate, ranking above 50% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · lower than 79% of Florida
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 50
T-Mobile
Fixed Wireless		100 / 20

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