2980 Middle Rd, Barnegat, NJ 08005 Property Records

Ocean County and Stafford Township property record for 2980 Middle Rd, Barnegat, NJ 08005

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,428 sqft · built 1998
Lot Size	3.23 acres (141,004 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Jan 2017)
Tax Bill	$8,026 (2025)
Deeds & Mortgages	Oct 2025 Second Mortgage Nov 2023 Second Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`31-00011-0000-00019-02`

Property Details

APN / Parcel Number

Primary APN	`31-00011-0000-00019-02`
Alternative APN	`31000110000000190002`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,428 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Colonial
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	141,004 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2980 MIDDLE RD
City	BARNEGAT
State	NJ
Zip	08005-3031
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PV
Legal Description	3.237 AC
Legal Subdivision	MINOR
Legal Block	11
Legal Lot Number	19.2
Jurisdiction	OCEAN NJ
Township / Civil Division	STAFFORD
Census Block Group	1
Census Block	1033
Census Tract	735003

Owner

2980 Middle Rd is owned and occupied by two individuals who bought it in January 2017.

Source: Ocean County and Stafford Township records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2980 MIDDLE RD, BARNEGAT, NJ 08005-3031
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Nov 30, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERICAN HERITAGE CU
Sep 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 29, 2021	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Feb 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage GARDEN STATE FCU
Oct 8, 2019	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Jan 10, 2017	Grant Deed, Transfer · Conventional with PMI AMERICAN NBRHD MTG ACCPTNC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2017 · Amount on File
Deed Sale	Jan 10, 2017 · Amount on File
Prior Sale	Mar 13, 1998 · Amount on File
Deed Document Number	20173095
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	2980 MIDDLE RD, BARNEGAT, NJ 08005-3031
Transaction Type	Mortgage
Record Updated	Nov 3, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201690359
Date	Oct 20, 2025
Book Page	20169/359
Instrument	2025082766

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2045

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	2980 MIDDLE RD, BARNEGAT, NJ 08005-3031
Transaction Type	Mortgage
Record Updated	Dec 11, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0195500643
Date	Nov 30, 2023
Book Page	19550/643
Instrument	2023089743

Lender

Name	AMERICAN HERITAGE CU
Type	Credit Union
Address	PHILADELPHIA, PA 19115

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 4, 2053

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	2980 MIDDLE RD, BARNEGAT, NJ 08005-3031
Transaction Type	Mortgage
Record Updated	Oct 14, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0187001814
Date	Sep 29, 2021
Book Page	18700/1814
Instrument	2021140418

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	2980 MIDDLE RD, BARNEGAT, NJ 08005-3031
Transaction Type	Mortgage
Record Updated	Aug 16, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2980 MIDDLE RD, BARNEGAT, NJ 08005-3031

Mortgage

Document Number	0186041675
Date	Jul 29, 2021
Book Page	18604/1675
Instrument	2021111659

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	340 Months
Due	Nov 1, 2049

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	2980 MIDDLE RD, BARNEGAT, NJ 08005-3031
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170370595
Date	Feb 27, 2018
Book Page	17037/595
Instrument	2018019011

Lender

Name	GARDEN STATE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2033

Interest

Rate Type	Fixed Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	2980 MIDDLE RD, BARNEGAT, NJ 08005-3031
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SURETY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0176360459
Date	Oct 8, 2019
Book Page	17636/0459
Instrument	2019100900

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCEAN NJ
Recording Date	Jan 10, 2017
Property Address	2980 MIDDLE RD, BARNEGAT, NJ 08005-3031
Document Number	0166260962
Book / Page	016626 / 000962
Instrument Date	Dec 28, 2016
Instrument	3095
Transaction Type	Transfer
Record Updated	Jan 17, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2980 MIDDLE RD BARNEGAT NJ 080053031, BARNEGAT, NJ 08005-3031

Mortgage

Document Number	166260966,
Date	Jan 10, 2017
Book Page	016626/000966
Instrument	3096

Lender

Name	AMERICAN NBRHD MTG ACCPTNC
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 9, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2980 Middle Rd was $8,026, up 5.6% from the year before.

Source: Ocean County and Stafford Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Stafford Township
Secondary School District	Southern Regional School District (07 - 12)
Elementary School District	Stafford Township School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$513,200 (+67.71%) Land $101,300 Building $411,900	$513,200 (+67.71%) Land $101,300 Building $411,900
2025	$8,026.00 (+5.65%)	$306,000 Land $64,700 Building $241,300	$306,000 Land $64,700 Building $241,300
2024	$7,597.00
2023		$306,000 Land $64,700 Building $241,300	$306,000 Land $64,700 Building $241,300
2022	$7,203.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2980 Middle Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2980 Middle Rd is extreme, ranking above 97.2% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 97.2% of the US · above 99.5% of New Jersey
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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