2980 Gillespie Rd, Cool, CA 95614 Property Records

El Dorado County property record for 2980 Gillespie Rd, Cool, CA 95614

Property Summary

Property Type	Rural Home
Details	1 bd · 1 ba · 1,622 sqft · built 1971
Lot Size	5.09 acres (222,155 sqft)
Owner	Individual Name on Record
Last Sale	$445,000 (Mar 2019)
Tax Bill	$5,432 (2025)
Deeds & Mortgages	Mar 2019 Sale & Mortgage Mar 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`071-410-010-000`

Property Details

APN / Parcel Number

Primary APN	`071-410-010-000`
Alternative APN	`0714101010`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,622 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Construction Type	Wood
Lot Area	222,155 sqft (5.09 acres)
Terrain	Rolling
Parking Spaces	2 Parking Spaces
Patio Area	1,622 sqft

Utilities, Heating & Cooling

Heating System	Central
Water Source	Commercial

Location & Zoning

Old Parcel Number	0714101010
Street Address	2980 GILLESPIE RD
City	COOL
State	CA
Zip	95614-9575
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PM 42/123/1
Jurisdiction	EL DORADO CA
Township / Civil Division	NORTH EL DORADO
Census Block Group	1
Census Block	1017
Census Tract	30601

Owner

Source: El Dorado County records, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2980 GILLESPIE RD, COOL, CA 95614-9575
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2019	Grant Deed, Transfer · Conventional Mortgage STAR ONE CU
Mar 1, 2019	Quit Claim Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2019 · Amount on Record
Deed Sale	Mar 1, 2019 · Amount on Record
Prior Sale	Mar 1, 2019
Deed Document Number	2019-0006809
Record Updated	Jun 8, 2026

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Mar 1, 2019
Property Address	2980 GILLESPIE RD, COOL, CA 95614-9575
Document Number	0000006809
Instrument Date	Feb 27, 2019
Instrument	6809
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$489.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	20338 SEA GULL WAY SARATOGA CA 950703125, SARATOGA, CA 95070-3125

Mortgage

Document Number	6810
Date	Mar 1, 2019
Instrument	6810

Lender

Name	STAR ONE CU
Type	Credit Union
Address	SUNNYVALE, CA 94088

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 28, 2049

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EL DORADO CA
Recording Date	Mar 1, 2019
Property Address	2980 GILLESPIE RD, COOL, CA 95614-9575
Document Number	0000006808
Instrument Date	Feb 25, 2019
Instrument	6808
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2980 GILLESPIE RD COOL CA 956149575, COOL, CA 95614-9575

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Unified School District	Black Oak Mine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,432.00 (+7.76%)	$496,400 (+4.04%) Land $184,057 Building $312,343
2023	$5,041.00 (+1.51%)	$477,126 Land $176,911 Building $300,215
2022	$4,966.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 73% of California
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN DIVIDE PUD serves 9,434 people · EPA ID CA0910013
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: Verizon.

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