Shelby County property record for 2980 Elgin Dr, Memphis, TN 38115
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 3,066 sqft · built 1962 |
| Lot Size | 0.26 acres (11,314 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $112,600 (Feb 1998) |
| Tax Bill | $1,254 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-4083-0-0003 |
| Primary APN | 07-4083-0-0003 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,066 sqft Living Area |
| 1st Floor Area | 1,533 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Roof Type | Gambrel |
| Roof Material | Composition Shingle |
| Lot Area | 11,314 sqft (0.26 acres) |
| Lot Dimensions | 120 ft deep x 87 ft wide |
| Garage Type | Detached |
| Garage Area | 500 sqft |
| Porch | Open Porch |
| Porch Area | 195 sqft |
| Patio Area | 28 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 2980 ELGIN DR |
|---|---|
| City | MEMPHIS |
| State | TN |
| Zip | 38115-2213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-6 |
| Legal Subdivision | FOX MEADOWS |
| Legal Block | A-1 |
| Legal Lot Number | 44 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 11 |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 10720 |
Source: Shelby County records, as of July 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2980 ELGIN DR, MEMPHIS, TN 38115-2213 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 20, 1998 · Amount on Record |
| Deed Sale | Feb 20, 1998 · Amount on Record |
| Deed Document Number | 1998HE-1802 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Jul 20, 2026 |
| Property Address | 2980 ELGIN DR, MEMPHIS, TN 38115-2213 |
| Document Number | 0000060871 |
| Instrument Date | Jul 10, 2026 |
| Instrument | 202660871 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 2143 BENNETT AVE, MEMPHIS, TN 38114-3608 |
| Document Number | 0000060871, |
|---|---|
| Date | Jul 20, 2026 |
| Instrument | 202660871 |
| Name | VELOCITY COMMERCIAL CAPITAL LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Memphis City |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,254.00 (-43.08%) | $46,650 (+28.96%) Land $5,750 Building $40,900 | $186,600 (+28.96%) Land $23,000 Building $163,600 |
| 2023 | $36,175 Land $5,000 Building $31,175 | ||
| 2022 | $2,203.00 | ||
| 2021 | $144,700 Land $20,000 Building $124,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile, Verizon.
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