2980 E Forest Lake Rd, Acampo, CA 95220 Property Records

San Joaquin County property record for 2980 E Forest Lake Rd, Acampo, CA 95220 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,574 sqft · built 1980
Lot Size	3.13 acres (136,343 sqft)
Owner	Company Name on File
Last Sale	$490,000 (Jul 2022)
Tax Bill	$6,323 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Sep 2020 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`005-280-130-000`

Property Details

APN / Parcel Number

Primary APN	`005-280-130-000`
Alternative APN	`005-280-13`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,574 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	136,343 sqft (3.13 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	005-280-13
Street Address	2980 E FOREST LAKE RD
City	ACAMPO
State	CA
Zip	95220-9572
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 FOREST LAKE RANCHETTES
Legal Subdivision	FOREST LAKE RANCHETTES
Legal Block	3
Legal Lot Number	13
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LODI
Census Block Group	3
Census Block	3022
Census Tract	4600

Owner

Source: San Joaquin County records · APN 005-280-130-000

Assessment roll updated September 24, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	2980 E FOREST LAKE RD, ACAMPO, CA 95220-9572
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2022	Grant Deed, Transfer · Conventional Mortgage MISSION LOANS LLC
Sep 23, 2020	Intrafamily Transfer, Transfer · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Jun 20, 2019	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER
Jun 20, 2019	Deed of Trust, Mortgage · FHA Mortgage NATIONWIDE EQUITIES

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 19, 2022 · Amount on Record
Deed Sale	Jul 19, 2022 · Amount on Record
Prior Sale	Jun 05, 2009 · Amount on Record
Deed Document Number	202287343
Prior Transfer Date	Jul 13, 2022
Prior Transfer Doc	0000087342
Record Updated	Sep 20, 2026

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jul 19, 2022
Property Address	2980 E FOREST LAKE RD, ACAMPO, CA 95220-9572
Document Number	0000087343
Map Reference	MB 21 PG 70
Instrument Date	Jul 11, 2022
Instrument	2022-087343
Transaction Type	Transfer
Record Updated	Dec 09, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	772 LYONIA DR, GALT, CA 95632-3602

Mortgage

Document Number	0000087344
Date	Jul 19, 2022
Instrument	2022-087344

Lender

Name	MISSION LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Sep 23, 2020
Property Address	2980 E FOREST LAKE RD, ACAMPO, CA 95220-9572
Document Number	0000125688
Map Reference	MB 21 PG 70
Instrument Date	Jul 20, 2020
Instrument	2020-125688
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FNC TITLE OF CALIFORNIA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2980 E FOREST LAKE RD, ACAMPO, CA 95220-9572

Mortgage

Document Number	0000125689
Date	Sep 23, 2020
Instrument	2020-125689

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	884 Months
Due	May 12, 2094

Interest

Rate Type	Adjustable Rate
Rate	3.17%
Type Change Date	Oct 01, 2021
Change Frequency	Monthly
Index	1-Year LIBOR

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	2980 E FOREST LAKE RD, ACAMPO, CA 95220-9572
Document Number	0000067480
Instrument Date	Jun 20, 2019
Transaction Type	Mortgage
Record Updated	Jul 11, 2019
Title Company	MEMBERS TITLE COMPANY/CA INC, MEMBERS TITLE CO/CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2980 E FOREST LAKE RD ACAMPO CA 952209572, ACAMPO, CA 95220-9572

Mortgage

Document Number	0000067480
Date	Jun 27, 2019
Instrument	67480

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.12%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	2980 E FOREST LAKE RD, ACAMPO, CA 95220-9572
Document Number	0000067479
Instrument Date	Jun 20, 2019
Transaction Type	Mortgage
Record Updated	Jul 11, 2019
Title Company	MEMBERS TITLE COMPANY/CA INC, MEMBERS TITLE CO/CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2980 E FOREST LAKE RD ACAMPO CA 952209572, ACAMPO, CA 95220-9572

Mortgage

Document Number	0000067479
Date	Jun 27, 2019
Instrument	67479

Lender

Name	NATIONWIDE EQUITIES
Type	Funding / Finance Company
Address	MAHWAH, NJ 07495

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.12%

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated September 24, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,323.00 (+19.26%)	$509,796 (+18.53%) Land $260,100 Building $249,696
2023	$5,302.00 (+2.06%)	$430,100 Land $235,163 Building $194,937	$528,840
2022	$5,195.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060770046003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 28% of California
Wildfire Likelihood	About 1 in 990 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 75 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
UnWired Broadband Holding	Fixed Wireless (unlicensed)	400 / 50
Softcom Internet Communications	Fixed Wireless (licensed-by-rule)	400 / 50
DigitalPath	Fixed Wireless	200 / 20
Cal.net	Fixed Wireless (licensed-by-rule)	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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