298 Willow Oak Dr E, Gray, GA 31032 Property Records

Jones County property record for 298 Willow Oak Dr E, Gray, GA 31032 · Last verified April 2026

Property Summary

Property TypeResidential Vacant Land
Details1 ba · 972 sqft · built 2009
Lot Size5.96 acres (259,618 sqft)
Owner2 Individual Names on File
Last Sale$365,000 (Dec 2024)
Tax Bill$781 (2025)
Deeds & MortgagesNov 2023 Mortgage
Dec 2024 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNJ58-068

Property Details

APN / Parcel Number

Primary APNJ58-068
Alternative APNs
  • J58 00 068
  • 3532

Interior

Full Baths1 Bath
Stories1 Story
Building Area972 sqft Heated Area
1st Floor Area972 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Exterior MaterialWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area259,618 sqft (5.96 acres)
TerrainRolling
PorchSlab
Porch Area184 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric
Water SourceWell

Location & Zoning

Account Number3532
Street Address298 WILLOW OAK DR E
CityGRAY
StateGA
Zip31032-4858
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionTR-D-1-AD PB 21/64 DB 312\556
Legal TractD
JurisdictionJONES GA
Township / Civil DivisionGRAY-MACON EAST
Census Block Group2
Census Block2012
Census Tract30103

Owner

Source: Jones County records · APN J58-068

Assessment roll updated January 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address298 WILLOW OAK DR E, GRAY, GA 31032-4858
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2023Deed of Trust, Mortgage
MORRIS BANK
Dec 30, 2024Warranty Deed, Transfer · Conventional Mortgage
FIRST COLONY MORTGAGE
Jan 17, 2020Loan Modification, Mortgage · Line of Credit
CENTURY BK
Dec 12, 2016Deed of Trust, Mortgage
CENTURY BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 30, 2024 · Amount on Record
Deed SaleDec 30, 2024 · Amount on Record
Prior SaleOct 04, 1995 · Amount on Record
Deed Book / Page1173 / 191
Prior Transfer DateFeb 04, 2013
Prior Transfer Doc0008480207
Record UpdatedJun 08, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJONES GA
Property Address298 WILLOW OAK DR E, GRAY, GA 31032-4858
Transaction TypeMortgage
Record UpdatedFeb 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address298 WILLOW OAK DR E, GRAY, GA 31032-4858
InvestorPossibly a Property Investor

Mortgage

Document Number0011540000000629
DateNov 17, 2023
Book Page0000001154/0000000629
Lender
NameMORRIS BANK
Agreement
AmountAmount Recorded
Term24 Months
DueJan 01, 2025

December 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJONES GA
Recording DateDec 30, 2024
Property Address298 WILLOW OAK DR E, GRAY, GA 31032-4858
Document Number0011730191
Book / Page1173 / 191
Instrument DateDec 27, 2024
Transaction TypeTransfer
Record UpdatedJan 20, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address298 WILLOW OAK DR E, GRAY, GA 31032-4858

Mortgage

Document Number0001173193
DateDec 30, 2024
Instrument1173/193
Lender
NameFIRST COLONY MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2055

January 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionJONES GA
Property Address298 WILLOW OAK DR E, GRAY, GA 31032-4858
Document Number0010160165
Instrument DateJan 17, 2020
Transaction TypeMortgage
Record UpdatedFeb 12, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address298 WILLOW OAK DR E GRAY GA 310324858, GRAY, GA 31032-4858

Mortgage

Document Number0010160165
DateFeb 03, 2020
Book Page001016/000165
Instrument289
Lender
NameCENTURY BK
TypeBank
AddressMILLEDGEVILLE, GA 31059
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueFeb 02, 2021
Interest
Rate TypeAdjustable Rate

December 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJONES GA
Property Address298 WILLOW OAK DR E, GRAY, GA 31032-4858
Document Number0009400547
Instrument DateDec 12, 2016
Transaction TypeMortgage
Record UpdatedFeb 24, 2021
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address298 WILLOW OAK DR E GRAY GA 310324858, GRAY, GA 31032-4858

Mortgage

Document Number0009400547
DateJan 23, 2017
Book Page000940/000547
Instrument285
Lender
NameCENTURY BK
TypeBank
AddressMILLEDGEVILLE, GA 31059
Agreement
AmountAmount Recorded
Term300 Months
DueJan 22, 2042

Tax Assessment & Valuation

Source: Jones County records · Assessment roll updated January 21, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyJones County
Unified School DistrictJones County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$781.00 (-50.63%)$23,840 (-50.07%) Land $23,840$59,600 (-50.07%) Land $59,600
2023$1,582.00 (-5.78%) Homeowner's exemption$47,750 (+2.33%) Land $21,690 Building $26,060$119,375 (+2.32%) Land $54,224 Building $65,151
2022$1,679.00 Homeowner's exemption$46,665 Land $20,605 Building $26,060$116,664 Land $51,513 Building $65,151

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jones County (13169C), updated October 13, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 131690301032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Nearby Flood Policies1 in force
1 of 1 on primary residences

Wildfire

Wildfire RiskModerate
above 52% of the US · above 70% of Georgia
Wildfire LikelihoodAbout 1 in 1,099 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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