298 Willis St, Gaffney, SC 29341 Property Records

Cherokee County property record for 298 Willis St, Gaffney, SC 29341

Property Summary

Property Type	Commercial
Details	13,296 sqft · built 1987
Lot Size	1.45 acres (63,162 sqft)
Owner	Company Name on File
Last Sale	$1,000,000 (May 2026)
Tax Bill	$16,479 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Apr 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`031922-23-3`

Property Details

APN / Parcel Number

Primary APN	`031922-23-3`
Alternative APNs	`0820000009001 00000015` `082-00-00-009.001` `031562223`

Interior

Building Area	13,296 sqft Heated Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	63,162 sqft (1.45 acres)

Location & Zoning

Street Address	298 WILLIS ST
City	GAFFNEY
State	SC
Zip	29341-1557
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	WILLIS ST 1.455 AC/20'EASEMNT 1.45 ACRES WILLIS STREET DB 171/298
Legal Subdivision	TRUEING AXLE INC
Legal Tract	11
Jurisdiction	CHEROKEE SC
Township / Civil Division	GAFFNEY
Census Block Group	2
Census Block	2031
Census Tract	970201

Owner

298 Willis St, a commercial property, is owned by a company that bought it in May 2026.

Source: Cherokee County records, as of May 27, 2026

Owner of Record	Company Name on File
Mailing Address	3110 BUSH RD, CLOVER, SC 29710-8401
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Special Warranty Deed, Transfer · Seller Carry-Back SIMPLIFILE
Apr 11, 2024	Deed, Transfer
Jun 27, 2023	Deed, Transfer · Line of Credit BANKER EXCHANGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2026 · Amount on File
Deed Sale	May 18, 2026 · Amount on File
Prior Sale	Jun 27, 2023 · Amount on File
Deed Document Number	20262681
Deed Book / Page	198 / 1427
Prior Transfer Date	Feb 16, 2023
Prior Transfer Doc	0000000931
Record Updated	Oct 29, 2026

May 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHEROKEE SC
Recording Date	May 18, 2026
Property Address	298 WILLIS ST, GAFFNEY, SC 29341-1557
Document Number	0000002681
Book / Page	198 / 1427
Instrument Date	May 18, 2026
Instrument	2026.2681
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	SIMPLIFILE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$262,600.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	3110 BUSH RD, CLOVER, SC 29710-8401

Mortgage

Document Number	0000002691,
Date	May 18, 2026
Book Page	198/1514
Instrument	2026.2691

Lender

Special Notes	Seller Financed

Agreement

Type	Seller Carry-Back
Amount	Amount on Record
Term	60 Months
Due	May 18, 2031

Interest

Rate	6.46%
Max Rate	-1%

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	CHEROKEE SC
Recording Date	Apr 11, 2024
Property Address	298 WILLIS ST, GAFFNEY, SC 29341-1557
Document Number	0001710298
Book / Page	171 / 298
Map Reference	MB S-87 PG 10-B
Instrument Date	Apr 10, 2024
Instrument	2024-1779
Transaction Type	Transfer
Record Updated	Apr 24, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1101 SYPHRIT RD, WELLFORD, SC 29385-9460

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CHEROKEE SC
Recording Date	Jun 27, 2023
Property Address	298 WILLIS ST, GAFFNEY, SC 29341-1557
Document Number	0001612260
Book / Page	161 / 2260
Map Reference	MB S-87 PG 10-B
Instrument Date	Jun 20, 2023
Instrument	202300003629
Transaction Type	Transfer
Record Updated	Sep 7, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1101 SYPHRIT RD, WELLFORD, SC 29385-9460

Mortgage

Document Number	202300003630
Date	Jun 27, 2023
Instrument	202300003630

Lender

Name	BANKER EXCHANGE LLC
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jun 16, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 298 Willis St was $16,479.

Source: Cherokee County assessment roll, as of November 20, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,479.00	$48,000 Land $7,800 Building $40,200	$800,000 Land $130,000 Building $670,000
2023	$6,645.00 (+5.53%)	$20,460 (-) Land $3,000 Building $17,460	$341,000 (-) Land $50,000 Building $291,000
2022	$6,297.00	$20,460 Land $3,000 Building $17,460	$341,000 Land $50,000 Building $291,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 298 Willis St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 25, 2016

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 298 Willis St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GAFFNEY BPW serves 24,290 people · EPA ID SC1110001
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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