298 Wharton Rd, Ruffin, NC 27326 Property Records

Rockingham County property record for 298 Wharton Rd, Ruffin, NC 27326

Property Summary

Property TypeSingle Family Home
Details1,000 sqft · built 1981
Lot Size7 acres (304,920 sqft)
Owner2 Individual Names on File
Tax Bill$1,067 (2026)
Deeds & MortgagesOct 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN8937-00-78-3665-00

Property Details

APN / Parcel Number

Primary APN8937-00-78-3665-00
Alternative APN
  • 182926

Interior

Stories1 Story
Building Area1,000 sqft Finished Area
1st Floor Area1,000 sqft

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Construction TypeFrame
Lot Area304,920 sqft (7 acres)

Utilities, Heating & Cooling

Heating SystemElectric

Location & Zoning

Account Number182926
Street Address298 WHARTON RD
CityRUFFIN
StateNC
Zip27326-6002
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRES AG COU
Legal Description7.00 AC TRACT GAIL NEWMAN JONES SURVEY JONES GAIL NEWMAN SURVEY
JurisdictionROCKINGHAM NC
Township / Civil DivisionRUFFIN
Census Block Group2
Census Block2018
Census Tract40102

Owner

Source: Rockingham County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address2005 WAGON TRAIL RD, RIDGEWAY, VA 24148-3831
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROCKINGHAM NC
Recording DateOct 22, 2021
Property Address298 WHARTON RD, RUFFIN, NC 27326-6002
Document Number0000618884
Book / Page1612 / 2562
Map ReferenceMB 90 PG 7
Instrument DateOct 22, 2021
Instrument618884
Transaction TypeTransfer
Record UpdatedMar 8, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$300.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address329 MAPLEWOOD DR, EDEN, NC 27288-5244

Transferred To (Grantee/Buyer)

NameVerified Name
Address298 WHARTON RD, RUFFIN, NC 27326-6002

Mortgage

Document Number0000618885
DateOct 22, 2021
Instrument618885
Lender
NameTOWNE MORTGAGE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

Tax Assessment & Valuation

Source: Rockingham County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRockingham County
Unified School DistrictRockingham County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,067.00 (+44.58%)$161,380 (+80.32%) Land $39,684 Building $121,696$161,380 (+80.32%) Land $39,684 Building $121,696
2023$738.00$89,498 Land $27,523 Building $61,975$89,498 Land $27,523 Building $61,975

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 35
Starlink
Satellite
280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Wharton Rd

Nearby Streets

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