298 Vinings Trl, Ridgeway, SC 29130 Property Records

Fairfield County property record for 298 Vinings Trl, Ridgeway, SC 29130

Property Summary

Property Type	Single Family Home
Details	3,682 sqft · built 2009
Lot Size	4.95 acres (215,622 sqft)
Owner	Individual Name on Record
Last Sale	$365,000 (Sep 2018)
Tax Bill	$2,860 (2025)
Deeds & Mortgages	Jan 2024 Sale Sep 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`167-00-01-018-000`

Property Details

APN / Parcel Number

Primary APN	`167-00-01-018-000`
Alternative APN	`14107`

Interior

Stories	2 Stories
Building Area	3,682 sqft Living Area
Gross Area	7,217 sqft
1st Floor Area	2,407 sqft
2nd Floor Area	1,275 sqft
Basement Area	1,210 sqft
Unfinished Basement	1,210 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	215,622 sqft (4.95 acres)
Garage Area	783 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	1,107 sqft
Deck Area	435 sqft
Patio Area	435 sqft

Location & Zoning

Account Number	14107
Street Address	298 VININGS TRL
City	RIDGEWAY
State	SC
Zip	29130-8774
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-1
Legal Description	298 VININGS TRAIL PLAT: 605 - 854
Jurisdiction	FAIRFIELD SC
Township / Civil Division	RIDGEWAY
Census Block Group	3
Census Block	3004
Census Tract	960301

Owner

Source: Fairfield County records, as of September 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	298 VININGS TRL, RIDGEWAY, SC 29130-8774
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2024	Warranty Deed, Transfer
Sep 1, 2020	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
May 10, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE
Sep 22, 2019	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
Sep 21, 2018	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2018 · Amount on Record
Deed Sale	Sep 21, 2018 · Amount on Record
Deed Document Number	20182237
Deed Book / Page	1338 / 143
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD SC
Recording Date	Jan 2, 2024
Property Address	298 VININGS TRL, RIDGEWAY, SC 29130-8774
Document Number	0000000007
Book / Page	1609 / 30
Map Reference	SL 605 PG 3402
Instrument Date	Dec 28, 2023
Instrument	202400000007
Transaction Type	Transfer
Record Updated	Jan 19, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	371 VININGS TRL, RIDGEWAY, SC 29130-8758

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD SC
Property Address	298 VININGS TRL, RIDGEWAY, SC 29130-8774
Transaction Type	Mortgage
Record Updated	Mar 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001926
Date	Sep 1, 2020
Book Page	1425/181
Instrument	202000001926

Lender

Name	NEW DAY FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD SC
Property Address	298 VININGS TRL, RIDGEWAY, SC 29130-8774
Transaction Type	Mortgage
Record Updated	Mar 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001334
Date	May 10, 2021
Book Page	1468/41
Instrument	202100001334

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD SC
Property Address	298 VININGS TRL, RIDGEWAY, SC 29130-8774
Document Number	0000002116
Instrument Date	Sep 22, 2019
Transaction Type	Mortgage
Record Updated	Mar 2, 2020
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	298 VININGS TRL RIDGEWAY SC 291308774, RIDGEWAY, SC 29130-8774

Mortgage

Document Number	0000002116
Date	Oct 1, 2019
Book Page	001381/000196
Instrument	2116

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2049

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FAIRFIELD SC
Recording Date	Sep 21, 2018
Property Address	298 VININGS TRL, RIDGEWAY, SC 29130-8774
Document Number	0000002237
Book / Page	001338 / 000143
Instrument Date	Sep 19, 2018
Instrument	2237
Transaction Type	Transfer
Record Updated	Feb 6, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,350.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	298 VININGS TRL RIDGEWAY SC 291308774, RIDGEWAY, SC 29130-8774

Mortgage

Document Number	2238
Date	Sep 21, 2018
Book Page	001338/000146
Instrument	2238

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 20, 2048

Tax Assessment & Valuation

Source: Fairfield County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Fairfield County
Unified School District	Fairfield County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,860.00 (+18.77%)	$29,424 (+120.17%) Land $620 Building $28,804	$794,350 (+102.2%) Land $74,250 Building $720,100
2024	$2,408.00 (-2.31%)	$13,364 (-0.03%) Land $620 Building $12,744	$392,850 (-0.22%) Land $74,250 Building $318,600
2023	$2,465.00 (+9.56%)	$13,368 (-) Land $620 Building $12,748	$393,700 (-) Land $75,000 Building $318,700
2022	$2,250.00	$13,368 Land $620 Building $12,748	$393,700 Land $75,000 Building $318,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2015–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 54% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

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