298 Twisp River Rd, Twisp, WA 98856 Property Records

Okanogan County property record for 298 Twisp River Rd, Twisp, WA 98856

Property Summary

Property Type	Single Family Home
Details	1,155 sqft · built 1960
Lot Size	5.93 acres (258,311 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (Mar 2024)
Tax Bill	$3,426 (2026)
Deeds & Mortgages	May 2026 Mortgage Mar 2024 Mortgage + 1 more
APN	`4600050000`

Property Details

APN / Parcel Number

Primary APN	`4600050000`
Alternative APN	`873471`

Interior

Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,155 sqft Living Area
Gross Area	2,160 sqft
1st Floor Area	1,155 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Combination
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Metal
Lot Area	258,311 sqft
Garage Type	Attached
Garage Area	1,005 sqft
Parking Spaces	4 Parking Spaces
Shed	1 Shed
Shed Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Street Address	298 TWISP RIVER RD
City	TWISP
State	WA
Zip	98856-9786
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BURKE LEHMAN ORCHARD TRACTS
Legal Range	21
Legal Township	33
Legal Section	11
Legal Subdivision	BURKE LEHMAN ORCHARD TRACTS
Legal Lot Number	5
Jurisdiction	OKANOGAN WA
Township / Civil Division	METHOW VALLEY
Census Block Group	3
Census Block	3006
Census Tract	971000

Owner

Source: Okanogan County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 1322, TWISP, WA 98856-1322
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Quit Claim Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Mar 28, 2024	Warranty Deed, Transfer · Conventional Mortgage WHEATLAND BANK
Sep 30, 2022	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2024 · Amount on Record
Deed Sale	Mar 28, 2024 · Amount on Record
Prior Sale	Sep 30, 2022 · Amount on Record
Deed Document Number	20243277308
Last Transfer Date	Apr 8, 2026
Transfer Doc	0003291532
Record Updated	Sep 20, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKANOGAN WA
Recording Date	May 20, 2026
Property Address	298 TWISP RIVER RD, TWISP, WA 98856-9786
Document Number	0003291532
Instrument Date	Apr 8, 2026
Instrument	20263291532
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	CW TITLE AND ESCROW, CW TITLE & ESCROW

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003291533,
Date	May 20, 2026
Instrument	20263291533

Lender

Name	MOVEMENT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKANOGAN WA
Recording Date	Mar 28, 2024
Property Address	298 TWISP RIVER RD, TWISP, WA 98856-9786
Document Number	0003277308
Map Reference	MB B PG 45
Instrument Date	Mar 28, 2024
Instrument	3277308
Transaction Type	Transfer
Record Updated	May 21, 2024
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003277309
Date	Mar 28, 2024
Instrument	3277309

Lender

Name	WHEATLAND BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	12.5%
Index	1-Year CMT
Margin	3
Max Rate	12.5%

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKANOGAN WA
Recording Date	Sep 30, 2022
Property Address	298 TWISP RIVER RD, TWISP, WA 98856-9786
Document Number	0003267649
Map Reference	MB B PG 45
Instrument Date	Sep 19, 2022
Instrument	3267649
Transaction Type	Transfer
Record Updated	May 21, 2024
Title Company	WFG NATIONAL TITLE COMPANY/ESTN WA LLC, WFG NATL TTL CO OF EASTERN W

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,405.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 597, WINTHROP, WA 98862-0597

Mortgage

Document Number	0003267650
Date	Sep 30, 2022
Instrument	3267650

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

Source: Okanogan County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Okanogan County
Unified School District	Methow Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,426.00	$435,900 (+10.16%) Land $134,700 Building $301,200	$435,900 (+10.16%) Land $134,700 Building $301,200
2023		$395,700 (+17.94%) Land $134,700 Building $261,000	$395,700 (+17.94%) Land $134,700 Building $261,000
2022		$335,500 Land $134,700 Building $200,800	$335,500 Land $134,700 Building $200,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (1999)
Most Recent Claim	Jun 1999 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 97.7% of the US · above 91% of Washington
Wildfire Likelihood	4% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Swift-Stream Internet Fixed Wireless	25 / 4
Okanogan County PUD Fixed Wireless · Fiber in parts of the area	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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