298 Spruce Ln, Ozark, AL 36360 Property Records

Dale County property record for 298 Spruce Ln, Ozark, AL 36360

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,887 sqft · built 2010
Lot Size	0.241 acres (10,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,000 (Sep 2020)
Tax Bill	$1,427 (2026)
Deeds & Mortgages	Dec 2023 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-08-33-4-013-014.016`

Property Details

APN / Parcel Number

Primary APN	`06-08-33-4-013-014.016`
Alternative APNs	`90363613` `24586`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,887 sqft Living Area
1st Floor Area	1,764 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,500 sqft (0.241 acres)
Lot Dimensions	150 ft deep x 70 ft wide
Garage Area	529 sqft

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	648 sqft
Porch	Open Porch
Porch Area	554 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	90363613
Street Address	298 SPRUCE LN
City	OZARK
State	AL
Zip	36360-2220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	O
Legal Description	70' X 150' LOT 6 BLK B SANDY HILLS S/D PB 3 PG 62 OZARK AL S33 T6N R24E 2021 N/C
Legal Range	24E
Legal Township	06N
Legal Section	33
Legal Subdivision	SANDY HILLS S/D
Legal Block	B
Legal Lot Number	6
Jurisdiction	DALE AL
Township / Civil Division	OZARK
Census Block Group	3
Census Block	3001
Census Tract	20700

Owner

Source: Dale County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	298 SPRUCE LN, OZARK, AL 36360-2220
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2023	Deed of Trust, Mortgage · FHA Mortgage HUD
Feb 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK
Sep 21, 2020	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MTG CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2020 · Amount on Record
Deed Sale	Sep 21, 2020 · Amount on Record
Prior Sale	Feb 23, 2011 · Amount on Record
Deed Book / Page	328 / 514
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALE AL
Property Address	298 SPRUCE LN, OZARK, AL 36360-2220
Transaction Type	Mortgage
Record Updated	Jan 3, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000845/48
Date	Dec 18, 2023
Book Page	845/48

Lender

Name	HUD
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Oct 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALE AL
Property Address	298 SPRUCE LN, OZARK, AL 36360-2220
Transaction Type	Mortgage
Record Updated	Jun 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000752/252
Date	Feb 10, 2020
Book Page	752/252

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

Interest

Rate Type	Fixed Rate

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALE AL
Recording Date	Sep 21, 2020
Property Address	298 SPRUCE LN, OZARK, AL 36360-2220
Document Number	000328/514
Book / Page	328 / 514
Instrument Date	Sep 14, 2020
Transaction Type	Transfer
Record Updated	Jun 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	413 OAKWOOD DR, 413, DOTHAN, AL 36303-3085

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	298 SPRUCE LN, OZARK, AL 36360-2220

Mortgage

Document Number	0007660715
Date	Sep 21, 2020
Instrument	0766/0715

Lender

Name	FAIRWAY INDEPENDENT MTG CORP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Dale County assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Dale County
Municipality	Ozark City
Unified School District	Ozark City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,427.00 (+6.33%) Homeowner's exemption
2025	$1,342.00 (+5.67%)	$27,660 (+5.49%) Land $3,520 Building $24,140	$276,680 (+5.51%) Land $25,200 Building $251,480
2024	$1,270.00 (+12.19%) Homeowner's exemption	$26,220 (+11.57%) Land $3,000 Building $23,220	$262,220 (+11.63%) Land $20,000 Building $242,220
2023	$1,132.00 (+28.93%) Homeowner's exemption	$23,500 (+27.3%) Land $3,000 Building $20,500	$234,900 (+27.19%) Land $20,000 Building $214,900
2022	$878.00 Homeowner's exemption	$18,460 Land $3,000 Building $15,460	$184,680 Land $20,000 Building $164,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 1, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OZARK UTILITIES BOARD serves 19,965 people · EPA ID AL0000441
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Cable in parts of the area	10,000 / 10,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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