298 Spring St, Monroe, NY 10950 Property Records

Orange County and Monroe Town property record for 298 Spring St, Monroe, NY 10950

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,894 sqft · built 2000
Lot Size	0.62 acres (27,020 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (Jan 2022)
Tax Bill	$15,658 (2024)
Deeds & Mortgages	Mar 2022 Refinance Jan 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`209-1-9.23`

Property Details

APN / Parcel Number

Primary APN	`209-1-9.23`
Alternative APNs	`400120900000010092300000` `334001 209-1-9.23`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,894 sqft Living Area
Gross Area	3,554 sqft
1st Floor Area	986 sqft
2nd Floor Area	1,020 sqft
Basement Area	888 sqft
Finished Basement	888 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	27,020 sqft (0.62 acres)
Lot Dimensions	240 ft deep x 113 ft wide
View / Lot	Suburban
Garage Type	Attached
Garage Area	490 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	274 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	209-1-9.23
Street Address	298 SPRING ST
City	MONROE
State	NY
Zip	10950-3620
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR-20
Legal Description	LT 3 JED HOMES INC MAP 100-00 SS SPRING ST
Legal Subdivision	JED HOMES
Legal Block	1
Legal Lot Number	9.230
Jurisdiction	ORANGE NY
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1025
Census Tract	14101

Owner

298 Spring St is owned by an individual who bought it in January 2022.

Source: Orange County and Monroe Town records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	4 PRESHBURG BLVD, 304, MONROE, NY 10950-2968
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FINANCE AMERICA LLC
Jan 20, 2022	Deed, Transfer
Feb 14, 2019	Grant Deed, Transfer GOLD CREST ABSTRACT LLC, GOLD CREST ABS LLC
Jan 8, 2018	Trustee's Deed, Transfer GOLD CREST ABSTRACT LLC
Jan 8, 2018	Grant Deed, Transfer GOLD CREST ABSTRACT LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2022 · Amount on File
Deed Sale	Jan 20, 2022 · Amount on File
Prior Sale	Jan 20, 2022 · Amount on File
Deed Document Number	20225032
Deed Book / Page	15139 / 290
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	298 SPRING ST, MONROE, NY 10950-3620
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023358
Date	Mar 28, 2022
Book Page	15192/120
Instrument	20220023358

Lender

Name	FINANCE AMERICA LLC
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE NY
Recording Date	Jan 20, 2022
Property Address	298 SPRING ST, MONROE, NY 10950-3620
Document Number	0000005032
Book / Page	15139 / 290
Instrument Date	Dec 23, 2021
Instrument	20220005032
Transaction Type	Transfer
Record Updated	May 24, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 PRESHBURG BLVD UNIT 304, 304, MONROE, NY 10950-2968
Investor	Possibly a Property Investor

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE NY
Recording Date	Feb 14, 2019
Property Address	298 SPRING ST, MONROE, NY 10950-3620
Document Number	0000010197
Book / Page	014526 / 001791
Instrument Date	Feb 6, 2019
Instrument	10197
Transaction Type	Transfer
Record Updated	Mar 25, 2019
Title Company	GOLD CREST ABSTRACT LLC, GOLD CREST ABS LLC

Transaction

Amount	Amount on Record
Tax	$1,500.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 448 MONROE NY 109490448, MONROE, NY 10949-0448

January 2018: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	ORANGE NY
Recording Date	Jan 8, 2018
Property Address	298 SPRING ST, MONROE, NY 10950-3620
Document Number	0000001432
Book / Page	014343 / 001143
Instrument Date	Jun 7, 2017
Instrument	1432
Transaction Type	Transfer
Record Updated	Jan 11, 2018
Title Company	GOLD CREST ABSTRACT LLC

Transaction

Amount	Amount on Record
Tax	$1,172.95
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	51 FOREST RD #316-119 MONROE NY 109502948, 316-11, MONROE, NY 10950-2948

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE NY
Recording Date	Jan 8, 2018
Property Address	298 SPRING ST, MONROE, NY 10950-3620
Document Number	0000001433
Book / Page	014343 / 001148
Instrument Date	Jun 7, 2017
Instrument	1433
Transaction Type	Transfer
Record Updated	Jan 11, 2018
Title Company	GOLD CREST ABSTRACT LLC

Transaction

Amount	Amount on Record
Tax	$1,280.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1378 MONROE NY 109498378, MONROE, NY 10949-8378

Tax Assessment & Valuation

Source: Orange County and Monroe Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Monroe Town
Municipality	Monroe Village
Unified School District	Monroe-Woodbury Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$66,200 Land $13,000 Building $53,200	$612,400
2024	$15,658.00
2023		$66,200 Land $13,000 Building $53,200	$540,000 Land $106,042 Building $433,958

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 298 Spring St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (1979–2011)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 298 Spring St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE VILLAGE serves 12,000 people · EPA ID NY3503535
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Optimum Cable	940 / 35

May also be available: Verizon.

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