298 Speight Rd, Temple, GA 30179 Property Records

Haralson County property record for 298 Speight Rd, Temple, GA 30179

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,564 sqft · built 2020
Lot Size2.42 acres (105,415 sqft)
OwnerIndividual Name on Record
Tax Bill$2,764 (2025)
Deeds & MortgagesMar 2026 Mortgage
Apr 2023 Second Mortgage
Flood ZoneZone X (minimal risk)
APN0112-0094A

Property Details

APN / Parcel Number

Primary APN0112-0094A
Alternative APN
  • 19556

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,564 sqft Heated Area
1st Floor Area1,564 sqft
Basement Area1,564 sqft
Unfinished Basement1,564 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area105,415 sqft (2.42 acres)
TerrainRolling
Pool TypeAbove-Ground Pool
PorchSlab
Deck Area350 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number19556
Street Address298 SPEIGHT RD
CityTEMPLE
StateGA
Zip30179-2504
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal Description2.42 ACS -HSE & BLDGS
JurisdictionHARALSON GA
Township / Civil DivisionBUCHANAN
Census Block Group1
Census Block1024
Census Tract10301

Owner

Source: Haralson County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 234, TEMPLE, GA 30179-0234
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 9, 2026Deed of Trust, Mortgage · FHA Mortgage
US DEPARTMENT OF HOUSING AND URBAN DEVEL
Apr 18, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
DISCOVER BANK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARALSON GA
Property Address298 SPEIGHT RD, TEMPLE, GA 30179-2504
Transaction TypeMortgage
Record UpdatedJun 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address298 SPEIGHT RD, TEMPLE, GA 30179-2504

Mortgage

Document Number0014830000000692
DateMar 9, 2026
Book Page0000001483/0000000692
Lender
NameUS DEPARTMENT OF HOUSING AND URBAN DEVEL
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term288 Months
DueJan 1, 2050

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARALSON GA
Property Address298 SPEIGHT RD, TEMPLE, GA 30179-2504
Transaction TypeMortgage
Record UpdatedFeb 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address298 SPEIGHT RD

Mortgage

Document Number0013790000000291
DateApr 18, 2023
Book Page0000001379/0000000291
Lender
NameDISCOVER BANK
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term120 Months
DueJan 1, 2033

Tax Assessment & Valuation

Source: Haralson County assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyHaralson County
Unified School DistrictHaralson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,764.00 (-0.43%)$157,495 (+49.22%) Land $15,081 Building $142,414$393,738 (+49.22%) Land $37,703 Building $356,035
2023$2,776.00 (+21.06%) Homeowner's exemption$105,543 (+28.53%) Land $3,133 Building $102,410$263,858 (+28.53%) Land $7,832 Building $256,026
2022$2,293.00 Homeowner's exemption$82,116 Land $3,133 Building $78,983$205,290 Land $7,832 Building $197,458

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 74% of the US · above 98.4% of Georgia
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Crossbeam
Fiber
1,000 / 100
Verizon
Fixed Wireless
300 / 20

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