Delaware County and Andes Town property record for 298 Spadafora Rd, Andes, NY 13731 · Last verified April 2026
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1975 |
| Square Footage | 1,152 sqft Living Area |
| Lot Size | 453,024 sqft (10.4 acres) |
| Garage | Basement |
| Occupancy | Owner Occupied |
| Tax Bill | $2,815.00 (2025) |
| Primary APN | 122000 237.-3-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,152 sqft Living Area |
| 1st Floor | 1,152 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 453,024 sqft (10.4 acres) |
| Garage Type | Basement Garage |
| Shed | 1 Shed |
| Shed Area | 120 sqft Shed |
| Porch Area | 582 sqft Porch |
| Heating System | HVAC Heating |
|---|---|
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Account Number | 05200898004 |
|---|---|
| Street Address | 298 SPADAFORA RD |
| City | ANDES |
| State | NY |
| Zip | 13731-2159 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Block | 3 |
| Legal Lot Number | 4.000 |
| Jurisdiction | DELAWARE NY |
| Minor Civil Division | ANDES |
| Census Blockgroup | 4 |
| Census Block | 4012 |
| Census Tract | 970700 |
Source: Delaware County and Andes Town records · APN 122000 237.-3-4
Assessment roll updated April 21, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 298 SPADAFORA RD, ANDES, NY 13731-2159 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE NY |
| Recording Date | Apr 30, 2026 |
| Property Address | 298 SPADAFORA RD, ANDES, NY 13731-2159 |
| Document Number | 002567/310 |
| Book / Page | 2567 / 310 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 20262440 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 298 SPADAFORA RD, ANDES, NY 13731-2159 |
| Investor | Possibly a Property Investor |
| Document Number | 0000002440, |
|---|---|
| Date | Apr 30, 2026 |
| Book Page | 2567/310 |
| Instrument | 20262440 |
| Name | SIDNEY FEDERAL CREDIT UNION |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
Source: Delaware County and Andes Town records · Assessment roll updated April 21, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Delaware County |
| County Subdivision | Andes Town |
| Unified School District | Andes Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,815.00 (+39.08%) | $170,700 (+6.22%) Land $48,500 Building $122,200 | $243,857 (+25.57%) Land $69,286 Building $174,571 |
| 2023 | $160,700 (-) Land $48,500 Building $112,200 | $194,200 (+20.85%) Land $58,610 Building $135,590 | |
| 2022 | $160,700 Land $48,500 Building $112,200 | $160,700 Land $48,500 Building $112,200 | |
| 2021 | $2,024.00 (+0.9%) | ||
| 2020 | $2,006.00 |
298 Spadafora Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Delaware County (36025C), updated October 13, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 55th in New York |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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