298 Spackenkill Rd, Poughkeepsie, NY 12603 Property Records

Dutchess County and Poughkeepsie Town property record for 298 Spackenkill Rd, Poughkeepsie, NY 12603

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,768 sqft · built 1945
Lot Size0.45 acres (19,602 sqft)
OwnerIndividual Name on Record
Last Sale$390,000 (Jul 2021)
Tax Bill$11,980 (2025)
Deeds & MortgagesFeb 2024 Mortgage
Jul 2021 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN134689-6260-03-405331-0000

Property Details

APN / Parcel Number

Primary APN134689-6260-03-405331-0000
Alternative APNs
  • 468900626000034053310000
  • 134689 6.260-3-405.331
  • 14405331

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,768 sqft Living Area
1st Floor Area1,365 sqft
Upper Floors Area403 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1991
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof MaterialAsphalt
Lot Area19,602 sqft (0.45 acres)

Exterior Amenities

Pool Area612 sqft
PorchOpen Porch
Porch Area72 sqft
Patio Area500 sqft
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Heating SystemHVAC
Heating FuelOil
SewerConnected
Water SourceCommercial

Location & Zoning

Account Number14405331
Street Address298 SPACKENKILL RD
CityPOUGHKEEPSIE
StateNY
Zip12603-4844
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR20
Legal Description0.45 AC (C) 1745 0509 1666 0207
Legal Block3
Legal Lot Number405
JurisdictionDUTCHESS NY
Township / Civil DivisionPOUGHKEEPSIE
Census Block Group2
Census Block2006
Census Tract140700

Owner

Source: Dutchess County and Poughkeepsie Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address298 SPACKENKILL RD, POUGHKEEPSIE, NY 12603-4844
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 5, 2024Deed of Trust, Mortgage · Second Mortgage (Down Payment)
SECRETARY HOUSING URBAN DEVELOPMENT
Jul 15, 2021Deed, Transfer · FHA Mortgage
TOTAL MORTGAGE SERVICES LLC
Dec 21, 2020Deed of Trust, Mortgage
WELLS FARGO BK
Aug 2, 2017Grant Deed, Transfer
May 25, 2017Trustee's Deed, Foreclosure
WEB TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 15, 2021 · Amount on Record
Deed SaleJul 15, 2021 · Amount on Record
Prior SaleAug 2, 2017 · Amount on Record
Deed Document Number20213277
Prior Transfer DateAug 29, 2000
Prior Transfer Doc2200000172
Record UpdatedSep 20, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUTCHESS NY
Property Address298 SPACKENKILL RD, POUGHKEEPSIE, NY 12603-4844
Transaction TypeMortgage
Record UpdatedFeb 27, 2024
Title CompanyMISC COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000050347
DateFeb 5, 2024
Instrument50347
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term325 Months
DueMar 1, 2051

July 2021: Deed, Transfer

Document TypeDeed
JurisdictionDUTCHESS NY
Recording DateJul 15, 2021
Property Address298 SPACKENKILL RD, POUGHKEEPSIE, NY 12603-4844
Document Number0000003277
Instrument DateJul 14, 2021
Instrument2021-3277
Transaction TypeTransfer
Record UpdatedAug 19, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address89 ALDA DR, POUGHKEEPSIE, NY 12603-5421

Mortgage

Document Number0000004131
DateJul 15, 2021
Instrument4131
Lender
NameTOTAL MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUTCHESS NY
Property Address298 SPACKENKILL RD, POUGHKEEPSIE, NY 12603-4844
Document Number0000054693
Instrument DateDec 21, 2020
Transaction TypeMortgage
Record UpdatedMar 19, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address298 SPACKENKILL RD POUGHKEEPSIE NY 126034844, POUGHKEEPSIE, NY 12603-4844

Mortgage

Document Number0000054693
DateDec 29, 2020
Instrument54693
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
AmountAmount Recorded
Term360 Months
DueDec 28, 2050

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionDUTCHESS NY
Recording DateAug 2, 2017
Property Address298 SPACKENKILL RD, POUGHKEEPSIE, NY 12603-4844
Document Number0000005601
Instrument DateJul 17, 2017
Instrument5601
Transaction TypeTransfer
Record UpdatedNov 14, 2017

Transaction

AmountAmount Recorded
Tax$340.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 RADCLIFF DR HOPEWELL JUNCTION NY 125335043, HOPEWELL JUNCTION, NY 12533-5043

May 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionDUTCHESS NY
Recording DateMay 25, 2017
Property Address298 SPACKENKILL RD, POUGHKEEPSIE, NY 12603-4844
Document Number0000003827
Instrument DateApr 18, 2016
Instrument3827
Transaction TypeForeclosure
Record UpdatedJun 12, 2017
Title CompanyWEB TITLE

Transaction

AmountAmount Recorded
Tax$460.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3217 DECKER LAKE DR SALT LAKE CITY UT 841193284, SALT LAKE CITY, UT 84119-3284

Tax Assessment & Valuation

Source: Dutchess County and Poughkeepsie Town assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateNew York
CountyDutchess County
County SubdivisionPoughkeepsie Town
Unified School DistrictWappingers Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,980.00 (+6.88%)$415,500 (-) Land $87,300 Building $328,200$466,900 (+12.37%)
2023$415,500 (+11.1%) Land $87,300 Building $328,200$415,500 (+11.1%) Land $87,300 Building $328,200
2022$374,000 Land $79,300 Building $294,700$374,000 Land $79,300 Building $294,700
2020$11,209.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 24 policies
Nearby Flood Policies24 in force
Nearby Flood Claims2 (2000–2020)
Claims Outside the SFHA1 of 2
Most Recent ClaimDec 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPOUGHKEEPSIE TOWNWIDE WD
serves 43,000 people · EPA ID NY1302812
Water SourcePurchased surface water from POUGHKEEPSIE CITY/TOWN TREATMENT PLANT
Last State InspectionDec 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Optimum
Cable
940 / 35

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