Schoharie County and Carlisle Town property record for 298 Snyder Rd, Cobleskill, NY 12043
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 1 ba · 2,154 sqft · built 1900 |
| Lot Size | 10.9 acres (476,982 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $127,000 (May 2018) |
| Tax Bill | $5,107 (2026) |
| Deeds & Mortgages | Sep 2023 Mortgage Dec 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 432400 34.-3-8 |
| Primary APN | 432400 34.-3-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 2,154 sqft Living Area |
| 1st Floor Area | 1,320 sqft |
| 2nd Floor Area | 834 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 476,982 sqft (10.9 acres) |
| Lot Width | 503 ft Width |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 342 sqft |
| Shed | 1 Shed |
| Pole Barn | 1,200 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 425J177016 |
|---|---|
| Street Address | 298 SNYDER RD |
| City | COBLESKILL |
| State | NY |
| Zip | 12043-4304 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Block | 3 |
| Legal Lot Number | 8.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | CARLISLE |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 740400 |
Source: Schoharie County and Carlisle Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 298 SNYDER RD, COBLESKILL, NY 12043-4304 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 7, 2023 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Dec 6, 2021 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| May 2, 2018 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOAN INC |
| May 2, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 2, 2018 · Amount on Record |
| Deed Sale | May 2, 2018 · Amount on Record |
| Prior Sale | Jun 7, 2007 · Amount on Record |
| Deed Document Number | 2018740445 |
| Deed Book / Page | 1068 / 294 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 298 SNYDER RD, COBLESKILL, NY 12043-4304 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 002051/152 |
|---|---|
| Date | Sep 7, 2023 |
| Book Page | 2051/152 |
| Instrument | 822515 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Oct 1, 2063 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 298 SNYDER RD, COBLESKILL, NY 12043-4304 |
| Transaction Type | Mortgage |
| Record Updated | Dec 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001967/13 |
|---|---|
| Date | Dec 6, 2021 |
| Book Page | 1967/13 |
| Instrument | 800074 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Jan 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 298 SNYDER RD, COBLESKILL, NY 12043-4304 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2018 |
| Name | Verified Name |
|---|
| Document Number | 000000740446 |
|---|---|
| Date | May 2, 2018 |
| Instrument | 000000740446 |
| Name | QUICKEN LOAN INC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Jan 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | May 2, 2018 |
| Property Address | 298 SNYDER RD, COBLESKILL, NY 12043-4304 |
| Document Number | 001068/294 |
| Book / Page | 1068 / 294 |
| Instrument Date | Apr 27, 2018 |
| Instrument | 000000740445 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 127 HAMPTON AVE, MASTIC, NY 11950-3818 |
| Investor | Possibly a Property Investor |
Source: Schoharie County and Carlisle Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Carlisle Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,107.00 (+9.73%) | ||
| 2025 | $4,654.00 (-5.94%) | $91,440 (-) Land $20,400 Building $71,040 | $223,024 (+21.95%) Land $49,756 Building $173,268 |
| 2023 | $91,440 Land $20,400 Building $71,040 | $182,880 Land $40,800 Building $142,080 | |
| 2020 | $4,948.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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