Santa Cruz County property record for 298 Smith Rd, Watsonville, CA 95076
| Property Type | Recreational Vacant Land |
|---|---|
| Details | 3 bd · 2 ba · 3,302 sqft · built 2013 |
| Lot Size | 3.53 acres (154,028 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $625,000 (Dec 2013) |
| Tax Bill | $8,027 (2025) |
| Deeds & Mortgages | Aug 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 109-161-13 |
| Primary APN | 109-161-13 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 3,302 sqft Gross Area |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Construction Type | Manufactured |
| Roof Material | Composition Shingle |
| Lot Area | 154,028 sqft |
| Terrain | Steep |
| View / Lot | Mountain |
| Garage Type | Attached |
| Garage Area | 660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 298 SMITH RD |
|---|---|
| City | WATSONVILLE |
| State | CA |
| Zip | 95076-9727 |
| Property Category | Public Works |
| Property Type | Public Works > Recreational Vacant Land |
| Local Zoning Code | A |
| Legal Subdivision | SALSIPUEDES RHO |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | WATSONVILLE |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 122401 |
Source: Santa Cruz County records · APN 109-161-13
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 298 SMITH RD, WATSONVILLE, CA 95076-9727 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 27, 2013 · Amount on Record |
| Deed Sale | Dec 27, 2013 · Amount on Record |
| Prior Sale | Oct 01, 2002 · Amount on Record |
| Deed Document Number | 201358188 |
| Prior Transfer Date | Jan 28, 2011 |
| Prior Transfer Doc | 0000014396 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 298 SMITH RD, WATSONVILLE, CA 95076-9727 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2025 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 298 SMITH RD, CORRALITOS, CA 95076-9727 |
| Document Number | 0000016851 |
|---|---|
| Date | Aug 13, 2025 |
| Instrument | 2025-0016851 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Apr 01, 2055 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $661,103 (+2%) Land $377,562 Building $283,541 | ||
| 2025 | $8,027.00 (+16.67%) | $648,141 (+4.04%) Land $370,159 Building $277,982 | |
| 2023 | $6,880.00 (+1.52%) | $622,972 Land $355,785 Building $267,187 | $935,820 |
| 2022 | $6,777.00 |
Source: FEMA National Flood Hazard Layer as of July 10, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1996–2023) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 2023 · Severe Storm And Flooding |
| Wildfire Risk | Moderate above 69% of the US · above 44% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cruzio Internet Fixed Wireless | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Communications, LLC. Fixed Wireless | 250 / 100 |
Based on FCC filings for 20 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
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