298 Seashore Dr, Atlantic, NC 28511 Property Records

Carteret County property record for 298 Seashore Dr, Atlantic, NC 28511

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,645 sqft · built 1957
Lot Size	1 acres (43,821 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Nov 2021)
Tax Bill	$937 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Jan 2018 Mortgage
Flood Zone	Zone AE (high risk)
APN	`7492.17.00.1899000`

Property Details

APN / Parcel Number

Primary APN	`7492.17.00.1899000`
Alternative APNs	`552900` `50514`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,645 sqft Heated Area
Gross Area	1,620 sqft
1st Floor Area	1,284 sqft
Utility Area	60 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1986
Architectural Style	Ranch
Exterior Material	Other
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	43,821 sqft (1 acres)
Lot Dimensions	348 ft deep x 130 ft wide
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	36 sqft
Deck Area	60 sqft
Shed	1 Shed
Shed Area	120 sqft
Utility Building	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	50514
Street Address	298 SEASHORE DR
City	ATLANTIC
State	NC
Zip	28511-9785
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT ON HWY 70 ATLANTIC
Legal Block	00
Jurisdiction	CARTERET NC
Township / Civil Division	ATLANTIC
Census Block Group	1
Census Block	1023
Census Tract	970101

Owner

298 Seashore Dr is owned and occupied by an individual who bought it in November 2021.

Source: Carteret County records, as of October 9, 2026

Owner of Record	Individual Name on File
Mailing Address	298 SEASHORE DR, ATLANTIC, NC 28511-9785
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Jan 30, 2018	Deed of Trust, Mortgage · ARM LOCAL GOVERNMENT FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2021 · Amount on File
Deed Sale	Nov 30, 2021 · Amount on File
Prior Sale	Jul 31, 2015 · Amount on File
Deed Document Number	20211748099
Deed Book / Page	1748 / 99
Record Updated	Oct 29, 2026

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CARTERET NC
Recording Date	Nov 30, 2021
Property Address	298 SEASHORE DR, ATLANTIC, NC 28511-9785
Document Number	0017480099
Book / Page	1748 / 99
Instrument Date	Nov 21, 2021
Instrument	1748099
Transaction Type	Transfer
Record Updated	Dec 7, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	139 MEADOW RUN, 139, CLAYTON, NC 27520-7416

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	298 SEASHORE DR, ATLANTIC, NC 28511-9785

Mortgage

Document Number	0017480100
Date	Nov 30, 2021
Book Page	1748/100
Instrument	1748100

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	298 SEASHORE DR, ATLANTIC, NC 28511-9785
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015980360
Date	Jan 30, 2018
Book Page	1598/360
Instrument	1598360

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2033

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Change Frequency	5 Years
Min Rate At Change	3.25%
Index	5-Year CMT
Margin	2
Max Rate	9.25%

Tax Assessment & Valuation

The 2025 property tax bill for 298 Seashore Dr was $937.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$230,095 (-) Land $50,000 Building $180,095	$230,095 (-) Land $50,000 Building $180,095
2025	$937.00	$230,095 Land $50,000 Building $180,095	$230,095 Land $50,000 Building $180,095
2023		$79,181 Land $32,096 Building $47,085	$79,181 Land $32,096 Building $47,085
2022	$575.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 298 Seashore Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 144 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	144 in force
Nearby Flood Claims	308 (1985–2026)
Claims Outside the SFHA	15 of 308
Most Recent Claim	Mar 2026
Claims by Event	Hurricane Florence, Sep 2018 · 57 claims Hurricane Irene, Aug 2011 · 78 claims Hurricane Isabel, Sep 2003 · 109 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 298 Seashore Dr is high, ranking above 83% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 98% of North Carolina
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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