Cherokee County property record for 298 Sand Flat Rd, Alto, TX 75925
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,983 sqft · built 1986 |
| Lot Size | 2.17 acres (94,525 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $107,750 (Mar 2015) |
| Tax Bill | $3,726 (2026) |
| Deeds & Mortgages | Dec 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 121000-00330-0002000 |
| Primary APN | 121000-00330-0002000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,983 sqft Living Area |
| Gross Area | 3,179 sqft |
| 1st Floor Area | 2,002 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 94,525 sqft (2.17 acres) |
| Garage Type | Carport |
| Garage Area | 424 sqft |
| Carport | Carport |
| Carport Area | 424 sqft |
| Porch | Porch |
| Porch Area | 522 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 121000-00330-0002000 |
|---|---|
| Street Address | 298 SAND FLAT RD |
| City | ALTO |
| State | TX |
| Zip | 75925 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 BLK 33 ALTO |
| Legal Block | 33 |
| Legal Lot Number | 2 |
| Jurisdiction | CHEROKEE TX |
| Township / Civil Division | ALTO |
| Census Block Group | 1 |
| Census Block | 1047 |
| Census Tract | 951000 |
298 Sand Flat Rd is owned by two individuals who bought it in March 2015.
Source: Cherokee County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 298 COUNTY ROAD 2501, ALTO, TX 75925-2932 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 10, 2015 · Amount on File |
| Deed Sale | Mar 10, 2015 · Amount on File |
| Deed Document Number | 2015642086 |
| Deed Book / Page | 2261 / 540 |
| Prior Transfer Date | Mar 5, 2015 |
| Prior Transfer Doc | 0000642086 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE TX |
| Property Address | 298 SAND FLAT RD, ALTO, TX 75925 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1401 E CRESTWOOD DR, VICTORIA, TX 77901-3411 |
| Document Number | 002911/165 |
|---|---|
| Date | Dec 4, 2025 |
| Book Page | 2911/165 |
| Instrument | 745867 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1400 FORUM BLVD STE 18, COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
The 2026 property tax bill for 298 Sand Flat Rd was $3,726.
Source: Cherokee County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Alto Town |
| County | Cherokee County |
| Unified School District | Alto Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,726.00 | $204,840 (+56.09%) Land $9,230 Building $195,610 | $204,840 (+56.09%) Land $9,230 Building $195,610 |
| 2025 | $131,230 Land $9,230 Building $122,000 | $131,230 Land $9,230 Building $122,000 | |
| 2023 | $128,670 Land $9,230 Building $119,440 | $128,670 Land $9,230 Building $119,440 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 298 Sand Flat Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 20, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 298 Sand Flat Rd is moderate, ranking above 55% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · lower than 66% of Texas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CCECA Broadband Fiber | 2,000 / 2,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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