298 Powell St E, Monmouth, OR 97361 Property Records

Polk County property record for 298 Powell St E, Monmouth, OR 97361

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,190 sqft · built 1920
Lot Size	0.11 acres (4,800 sqft)
Owner	Individual Name on Record
Last Sale	$221,240 (Sep 2016)
Tax Bill	$3,658 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08430-BB-02000`

Property Details

APN / Parcel Number

Primary APN	`08430-BB-02000`
Alternative APN	`188801`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,190 sqft Living Area
Gross Area	2,718 sqft
1st Floor Area	1,176 sqft
Attic	Attic
Attic Area	2,028 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1985
Exterior Material	Other
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,800 sqft (0.11 acres)
Garage Area	528 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	188801
Street Address	298 POWELL ST E
City	MONMOUTH
State	OR
Zip	97361-1446
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RH
Legal Description	ONE STORY WITH ATTIC
Legal Range	4W
Legal Township	08S
Legal Section	30
Legal Subdivision	FS POWELLS 01
Legal Block	1
Legal Lot Number	1
Jurisdiction	POLK OR
Township / Civil Division	MONMOUTH-INDEPENDENCE
Census Block Group	1
Census Block	1015
Census Tract	20304

Owner

Source: Polk County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	298 POWELL ST E, MONMOUTH, OR 97361-1446
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2023	Warranty Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2016 · Amount on Record
Deed Sale	Sep 15, 2016 · Amount on Record
Prior Sale	Sep 3, 2008 · Amount on Record
Deed Document Number	201610212
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Mar 20, 2023
Property Address	298 POWELL ST E, MONMOUTH, OR 97361-1446
Document Number	0000001804
Instrument Date	Mar 14, 2023
Instrument	2023-001804
Transaction Type	Transfer
Record Updated	Mar 28, 2023
Title Company	AMERITITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	298 POWELL ST E, MONMOUTH, OR 97361-1446

Mortgage

Document Number	0000001805
Date	Mar 20, 2023
Instrument	2023-001805

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	298 POWELL ST E, MONMOUTH, OR 97361-1446
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009011
Date	Jul 28, 2017
Instrument	2017-009011

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Monmouth City
Unified School District	Central School District 13J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$220,050 (+3%) Land $47,190 Building $172,860	$412,860 (-3.74%) Land $150,000 Building $262,860
2025	$3,658.00 (+3.86%)	$213,650 (+3%) Land $45,820 Building $167,830	$428,890 (-2.53%) Land $148,000 Building $280,890
2024	$3,522.00 (-4.01%)	$207,430 (+3%) Land $44,490 Building $162,940	$440,000 (+10.44%) Land $143,000 Building $297,000
2023	$3,669.00 (+11.15%)	$201,390 (+3%) Land $43,190 Building $158,200	$398,390 (-3.64%) Land $129,800 Building $268,590
2022	$3,301.00	$195,530 Land $41,930 Building $153,600	$413,450 Land $128,500 Building $284,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONMOUTH serves 11,651 people · EPA ID OR4100537
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter resolved · Nov 2015
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Willamette Valley Fiber Fiber	2,500 / 2,500
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Hunter Communications, T-Mobile.

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