298 Pine Arbor Dr, Orlando, FL 32825 Property Records

Orange County property record for 298 Pine Arbor Dr, Orlando, FL 32825

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,009 sqft · built 1997
Lot Size	0.24 acres (10,458 sqft)
Owner	Individual Name on File
Last Sale	$125,500 (Apr 1999)
Tax Bill	$2,696 (2025)
Deeds & Mortgages	Mar 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`30-22-31-4727-00-640`

Property Details

APN / Parcel Number

Primary APN	`30-22-31-4727-00-640`
Alternative APNs	`312230472700640` `614665` `620971` `625771`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,009 sqft Living Area
Gross Area	2,550 sqft
1st Floor Area	1,910 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,458 sqft (0.24 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	178 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	298 PINE ARBOR DR
City	ORLANDO
State	FL
Zip	32825-3744
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	LAKE UNDERHILL PINES 36/139 LOT 64
Legal Range	31E
Legal Township	22S
Legal Section	30
Legal Subdivision	LAKE UNDERHILL PINES
Legal Tract	4727
Legal Lot Number	64
Jurisdiction	ORANGE FL
Township / Civil Division	UNION PARK
Census Block Group	1
Census Block	1011
Census Tract	16714

Owner

298 Pine Arbor Dr is owned and occupied by an individual who bought it in April 1999.

Source: Orange County records, as of May 4, 2026

Owner of Record	Individual Name on File
Mailing Address	298 PINE ARBOR DR, ORLANDO, FL 32825-3744
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 1999 · Amount on File
Deed Sale	Apr 16, 1999 · Amount on File
Deed Book / Page	5729 / 2100
Record Updated	Jun 8, 2026

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE FL
Property Address	298 PINE ARBOR DR, ORLANDO, FL 32825-3744
Document Number	0000202539
Instrument Date	Mar 15, 2018
Transaction Type	Mortgage
Record Updated	Apr 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	298 PINE ARBOR DR ORLANDO FL 328253744, ORLANDO, FL 32825-3744

Mortgage

Document Number	0000202539
Date	Apr 5, 2018
Instrument	202539

Lender

Name	VALLEY NAT'L BK
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Apr 4, 2023

Interest

Rate Type	Fixed Rate
Rate	6.12%

Tax Assessment & Valuation

The 2025 property tax bill for 298 Pine Arbor Dr was $2,696, up 7.3% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$176,513 (+2.7%)	$372,130 (-1.25%) Land $100,000 Building $272,130
2025	$2,696.00 (+7.32%) Homeowner's exemption	$171,872	$376,830 Land $100,000 Building $276,830
2024	$2,512.00 (+7.53%)
2023	$2,336.00 (+4.85%) Homeowner's exemption	$162,163 (+3%)	$344,116 (+10.86%) Land $100,000 Building $244,116
2022	$2,228.00 Homeowner's exemption	$157,440	$310,402 Land $105,000 Building $205,402

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 298 Pine Arbor Dr in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	12 (1991–2022)
Claims Outside the SFHA	7 of 12
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Tropical Storm Fay, Aug 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 298 Pine Arbor Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20