Eaton County property record for 298 N Smith Rd, Eaton Rapids, MI 48827
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,444 sqft · built 1900 |
| Lot Size | 5.29 acres (230,432 sqft) |
| Owner | Company Name on File |
| Tax Bill | $2,136 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Apr 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 12001130003200 |
| Primary APN | 12001130003200 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,444 sqft Living Area |
| 1st Floor Area | 1,052 sqft |
| Basement Area | 392 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 230,432 sqft (5.29 acres) |
| Total Buildings | 3 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 298 N SMITH RD |
|---|---|
| City | EATON RAPIDS |
| State | MI |
| Zip | 48827-9333 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LA |
| Legal Description | COM 1317.60 FT N OF SW COR SEC.11, N 470.60 FT, E 490 FT, S 470.60 FT, W 490 FT TO BEG. SEC.11, T2N,R3W, EATON RAPIDS TWP 1993 |
| Legal Range | 03W |
| Legal Township | 02N |
| Legal Section | 11 |
| Jurisdiction | EATON MI |
| Township / Civil Division | EATON RAPIDS |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 21201 |
Source: Eaton County assessment roll, APN 12001130003200, as of August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 298 N SMITH RD, EATON RAPIDS, MI 48827-9333 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| May 11, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MERCANTILE BANK |
| Apr 10, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Mar 30, 2023 |
| Transfer Doc | 003045/247 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EATON MI |
| Recording Date | May 11, 2026 |
| Property Address | 298 N SMITH RD, EATON RAPIDS, MI 48827-9333 |
| Document Number | 3190000816 |
| Book / Page | 3190 / 816 |
| Instrument Date | May 05, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust, 165 |
| Address | 298 N SMITH RD, EATON RAPIDS, MI 48827-9333 |
| Document Number | 3190000816, |
|---|---|
| Date | May 11, 2026 |
| Book Page | 3190/816 |
| Name | MERCANTILE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | EATON MI |
| Recording Date | Apr 10, 2023 |
| Property Address | 298 N SMITH RD, EATON RAPIDS, MI 48827-9333 |
| Document Number | 003045/247 |
| Book / Page | 3045 / 247 |
| Instrument Date | Mar 30, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 12907 ZION RD, TOMBALL, TX 77375-3030 |
Source: Eaton County assessment roll as of August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Eaton County |
| County Subdivision | Eaton Rapids Township |
| Unified School District | Eaton Rapids Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $199,847 (-) Land $49,305 Building $150,542 | ||
| 2025 | $2,136.00 (+2.3%) Homeowner's exemption | $99,900 (+18.79%) | $199,847 (+18.82%) Land $49,305 Building $150,542 |
| 2024 | $2,088.00 (+15.81%) | ||
| 2023 | $84,100 | $168,200 | |
| 2022 | $1,803.00 |
Source: FEMA National Flood Hazard Layer, Eaton County (26045C), as of November 26, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260450212012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 11 (1982–2018) |
| Claims Outside the SFHA | 1 of 11 |
| Most Recent Claim | May 2018 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 6 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Broadband Fixed Wireless | 150 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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