Oswego County and Constantia Town property record for 298 Lower Rd, Constantia, NY 13044
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,056 sqft · built 1964 |
| Lot Size | 1.27 acres (55,321 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $170,000 (Dec 2022) |
| Tax Bill | $4,811 (2026) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage Jan 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 352689 295.00-02-04 |
| Primary APN | 352689 295.00-02-04 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,056 sqft Living Area |
| 1st Floor Area | 1,056 sqft |
| Basement Area | 1,000 sqft |
| Finished Basement | 1,000 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 55,321 sqft (1.27 acres) |
| Pool Type | Above-Ground Pool |
| Porch | Slab |
| Porch Area | 120 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 298 LOWER RD |
|---|---|
| City | CONSTANTIA |
| State | NY |
| Zip | 13044-2615 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 28 142-009-000 |
| Legal Block | 2 |
| Legal Lot Number | 4.000 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | CONSTANTIA |
| Census Block Group | 2 |
| Census Block | 2056 |
| Census Tract | 20600 |
Source: Oswego County and Constantia Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 298 LOWER RD, CONSTANTIA, NY 13044-2615 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 29, 2022 | Warranty Deed, Transfer · Conventional Mortgage COMMUNITY BANK NA |
| Jan 31, 2022 | Special Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Nov 18, 2021 | Bargain and Sale Deed, Transfer SERVICELINK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 29, 2022 · Amount on Record |
| Deed Sale | Dec 29, 2022 · Amount on Record |
| Prior Sale | Jan 31, 2022 · Amount on Record |
| Deed Document Number | 202213971 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Dec 29, 2022 |
| Property Address | 298 LOWER RD, CONSTANTIA, NY 13044-2615 |
| Document Number | 0000003971 |
| Instrument Date | Dec 20, 2022 |
| Instrument | R-2022-013971 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2023 |
| Title Company | VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TTL SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $680.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 314 LOWER RD, CONSTANTIA, NY 13044-2614 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 57 MUNGER HILL RD, MEXICO, NY 13114-3451 |
| Document Number | 0000003972 |
|---|---|
| Date | Dec 29, 2022 |
| Instrument | R-2022-013972 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Jan 31, 2022 |
| Property Address | 298 LOWER RD, CONSTANTIA, NY 13044-2615 |
| Document Number | 0000001023 |
| Instrument Date | Dec 14, 2021 |
| Instrument | R-2022-001023 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $312.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 55 BEATTIE PL STE 110, 55, GREENVILLE, SC 29601-5115 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 314 LOWER RD, CONSTANTIA, NY 13044-2614 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Nov 18, 2021 |
| Property Address | 298 LOWER RD, CONSTANTIA, NY 13044-2615 |
| Document Number | 0000003735 |
| Instrument Date | Sep 11, 2021 |
| Instrument | R-2021-013735 |
| Transaction Type | Transfer |
| Record Updated | Dec 3, 2021 |
| Title Company | SERVICELINK |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 298 LOWER RD, 298, CONSTANTIA, NY 13044-2615 |
| Name | Verified Name |
|---|---|
| Address | 55 BEATTIE PL STE 100, 100, GREENVILLE, SC 29601-2137 |
Source: Oswego County and Constantia Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| County Subdivision | Constantia Town |
| Unified School District | Central Square Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,811.00 (+1.5%) | ||
| 2025 | $4,740.00 | $104,000 (-) Land $15,700 Building $88,300 | $189,091 (+18.18%) Land $28,545 Building $160,546 |
| 2023 | $104,000 Land $15,700 Building $88,300 | $160,000 Land $24,154 Building $135,846 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Mar 1993 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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