Santa Cruz County property record for 298 Lower Elgin Rd, Elgin, AZ 85611 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 2017 |
| Square Footage | 2,422 sqft Living Area |
| Lot Size | 434,293 sqft (9.97 acres) |
| Garage | Attached, 592 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $85,000 (2017) |
| Tax Bill | $7,648.00 (2025) |
| Primary APN | 109-21-009 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,422 sqft Living Area |
|---|---|
| Gross Area | 3,014 sqft Gross Area |
| 1st Floor | 2,422 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Stucco Exterior |
| Construction Type | Wood Construction |
| Lot Area | 434,293 sqft (9.97 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 592 sqft Garage |
| Porch | Open Porch |
| Porch Area | 312 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Account Number | R000010247 |
|---|---|
| Street Address | 298 LOWER ELGIN RD |
| City | ELGIN |
| State | AZ |
| Zip | 85611-7327 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | A PT OF THE GRASSLANDS RANCHES PARCEL C BEING IN THE SW4 SE4 OF S EC 24 T20S R17E AKA: PARCEL 2B |
| Legal Range | 17E |
| Legal Township | 20S |
| Legal Section | 24 |
| Legal Subdivision | THE GRASSLANDS RANCHES |
| Legal Block | 3 |
| Legal Lot Number | 2B |
| Jurisdiction | SANTA CRUZ AZ |
| Minor Civil Division | PATAGONIA |
| Census Blockgroup | 3 |
| Census Block | 3034 |
| Census Tract | 966000 |
Source: Santa Cruz County records · APN 109-21-009
Assessment roll updated April 24, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 298 LOWER ELGIN RD, ELGIN, AZ 85611-7327 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Family Living Trust |
| Date | Document |
|---|---|
| Apr 29, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 24, 2023 | Deed of Trust, Mortgage · Line of Credit ONEAZ CU |
| Apr 04, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON FEDERAL NA |
| May 11, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage GUILD MORTGAGE CO |
| May 29, 2019 | Deed of Trust, Mortgage · Veterans Administration Mortgage PENNYMAC |
| Jan 03, 2017 | Warranty Deed, Transfer · Conventional Mortgage WASHINGTON FEDERAL NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 03, 2017 · Amount on Record |
| Deed Sale | Jan 03, 2017 · Amount on Record |
| Prior Sale | Feb 03, 2012 · Amount on Record |
| Deed Doc Number | 201720 |
| Last Transfer Date | Apr 20, 2026 |
| Transfer Doc | 0000002901 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ AZ |
| Recording Date | Apr 29, 2026 |
| Property Address | 298 LOWER ELGIN RD, ELGIN, AZ 85611-7327 |
| Document Number | 0000002901 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 20262901 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 298 LOWER ELGIN RD, ELGIN, AZ 85611-7327 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ AZ |
| Property Address | 298 LOWER ELGIN RD, ELGIN, AZ 85611-7327 |
| Transaction Type | Mortgage |
| Record Updated | May 04, 2023 |
| Title Company | PIONEER TITLE COMPANY, PIONEER TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 298 LOWER ELGIN RD, ELGIN, AZ 85611-7327 |
| Document Number | 0000002409 |
|---|---|
| Date | Apr 24, 2023 |
| Instrument | 2023-02409 |
| Name | ONEAZ CU |
|---|---|
| Type | Credit Union |
| Address | PHOENIX, AZ 85027 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 23, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ AZ |
| Property Address | 298 LOWER ELGIN RD, ELGIN, AZ 85611-7327 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2022 |
| Title Company | TITLE SECURITY AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000002788 |
|---|---|
| Date | Apr 04, 2017 |
| Instrument | 2017-02788 |
| Name | WASHINGTON FEDERAL NA |
|---|---|
| Type | Bank |
| Address | SEATTLE, WA 98101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 369 Months |
| Due | Jan 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ AZ |
| Property Address | 298 LOWER ELGIN RD, ELGIN, AZ 85611-7327 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2022 |
| Title Company | TITLE SECURITY AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000004344 |
|---|---|
| Date | May 11, 2021 |
| Instrument | 2021-04344 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ AZ |
| Property Address | 298 LOWER ELGIN RD, ELGIN, AZ 85611-7327 |
| Document Number | 0000003690 |
| Instrument Date | May 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 298 LOWER ELGIN RD ELGIN AZ 85611, ELGIN, AZ 85611 |
| Document Number | 0000003690 |
|---|---|
| Date | Jun 10, 2019 |
| Instrument | 3690 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 09, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA CRUZ AZ |
| Recording Date | Jan 03, 2017 |
| Property Address | 298 LOWER ELGIN RD, ELGIN, AZ 85611-7327 |
| Document Number | 0000000020 |
| Instrument Date | Oct 03, 2016 |
| Instrument | 2017-00020 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2022 |
| Title Company | TITLE SECURITY AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 738 S WILLIS RAY AVE, VAIL, AZ 85641-6852 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000021 |
|---|---|
| Date | Jan 03, 2017 |
| Instrument | 2017-00021 |
| Name | WASHINGTON FEDERAL NA |
|---|---|
| Type | Bank |
| Address | SEATTLE, WA 98101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jan 01, 2048 |
Source: Santa Cruz County records · Assessment roll updated April 24, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Arizona |
| County | Santa Cruz County |
| Secondary School District | Patagonia Union High School District (09 - 12) |
| Elementary School District | Sonoita Elementary District (PK - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $745,152 (+40.28%) Land $102,691 Building $642,461 | ||
| 2025 | $7,648.00 (+13.05%) | ||
| 2023 | $53,119 (+15.99%) Land $7,478 Building $45,641 | $531,189 (+15.99%) Land $74,775 Building $456,414 | |
| 2022 | $6,765.00 | $45,796 Land $6,481 Building $39,315 | $457,951 Land $64,805 Building $393,146 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (04023C), updated June 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Wildfire Risk | High above 73% of the US · above 62% of Arizona |
|---|---|
| Wildfire Likelihood | About 1 in 175 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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