298 Lone Pine Rd, Alexander, NC 28701 Property Records

Buncombe County property record for 298 Lone Pine Rd, Alexander, NC 28701

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,271 sqft · built 1996
Lot Size	7.85 acres (341,946 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,400,000 (Apr 2026)
Tax Bill	$5,221 (2025)
Deeds & Mortgages	Feb 2026 Second Mortgage Jul 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`723330-2020-202`

Property Details

APN / Parcel Number

Primary APN	`723330-2020-202`
Alternative APNs	`9714-91-2697-00000` `971400912665000` `008098572`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,271 sqft Living Area
Gross Area	3,991 sqft
1st Floor Area	2,935 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	341,946 sqft (7.85 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	204 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	723330-2020-202
Street Address	298 LONE PINE RD
City	ALEXANDER
State	NC
Zip	28701-9714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OU
Legal Description	SUBDIV: MICHAEL W MALLEY ET AL BLOCK: LOT: 3 SECTION: PLAT: 0063-0107
Legal Subdivision	MICHAEL W MALLEY ET AL
Legal Block	3
Legal Lot Number	3
Jurisdiction	BUNCOMBE NC
Township / Civil Division	FRENCH BROAD
Census Block Group	3
Census Block	3010
Census Tract	2803

Owner

Source: Buncombe County records, as of April 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	298 LONE PINE RD, ALEXANDER, NC 28701-9714
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HOWARD HANNA MORTGAGE SERVICES INC
Jul 29, 2021	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
May 16, 2024	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Apr 15, 2026	Warranty Deed, Transfer · Construction Mortgage CALCON MUTUAL MORTGAGE
Jul 29, 2021	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Mar 30, 2017	Deed of Trust, Mortgage · VA Mortgage CAPITAL BANK CORPORATION
Mar 9, 2018	Deed of Trust, Mortgage · Line of Credit CAPITAL BK/CA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2026 · Amount on Record
Deed Sale	Apr 15, 2026 · Amount on Record
Deed Document Number	2026
Deed Book / Page	6583 / 1703
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	298 LONE PINE RD, ALEXANDER, NC 28701-9714
Transaction Type	Mortgage
Record Updated	May 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	298 LONE PINE RD, ALEXANDER, NC 28701-9714

Mortgage

Document Number	0065661982
Date	Feb 17, 2026
Book Page	6566/1982

Lender

Name	HOWARD HANNA MORTGAGE SERVICES INC
Type	Mortgage Company
Address	PITTSBURGH, PA 15238

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	3 Months
Due	May 17, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	298 LONE PINE RD, ALEXANDER, NC 28701-9714
Transaction Type	Mortgage
Record Updated	May 1, 2026
Title Company	VETERAN EXPRESS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0061000383
Date	Jul 29, 2021
Book Page	6100/383

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	298 LONE PINE RD, ALEXANDER, NC 28701-9714
Transaction Type	Mortgage
Record Updated	May 1, 2026
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	298 LONE PINE RD, ALEXANDER, NC 28701-9714

Mortgage

Document Number	0064081063
Date	May 16, 2024
Book Page	6408/1063

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Apr 15, 2026
Property Address	298 LONE PINE RD, ALEXANDER, NC 28701-9714
Document Number	6583001703
Book / Page	6583 / 1703
Instrument Date	Apr 8, 2026
Transaction Type	Transfer
Record Updated	Apr 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$282,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	298 LONE PINE RD, ALEXANDER, NC 28701-9714
Investor	Possibly a Property Investor

Mortgage

Document Number	6583001706,
Date	Apr 15, 2026
Book Page	6583/1706

Lender

Name	CALCON MUTUAL MORTGAGE

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 1, 2027

Interest

Rate Type	Balloon
Rate	6%
Initial Type	Balloon
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	298 LONE PINE RD, ALEXANDER, NC 28701-9714
Transaction Type	Mortgage
Record Updated	Aug 10, 2021
Title Company	VETERAN EXPRESS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0061000383
Date	Jul 29, 2021
Book Page	6100/383

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	298 LONE PINE RD, ALEXANDER, NC 28701-9714
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055340324
Date	Mar 30, 2017
Book Page	5534/0324

Lender

Name	CAPITAL BANK CORPORATION
Type	Bank
Address	FORT MYERS, FL 33966

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	298 LONE PINE RD, ALEXANDER, NC 28701-9714
Document Number	0056481039
Instrument Date	Mar 9, 2018
Transaction Type	Mortgage
Record Updated	Apr 13, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	298 LONE PINE RD ALEXANDER NC 287019714, ALEXANDER, NC 28701-9714

Mortgage

Document Number	0056481039
Date	Mar 27, 2018
Book Page	005648/001039

Lender

Name	CAPITAL BK/CA
Type	Bank
Address	ASHEVILLE, NC 28804

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,221.00 (+4.59%)	$675,000 (-) Land $121,300 Building $553,700	$675,000 (-) Land $121,300 Building $553,700
2024	$4,992.00 (+2.72%)
2023	$4,860.00	$675,000	$675,000 (-) Land $136,300 Building $538,700
2021			$675,000 Land $121,300 Building $553,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 90% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
French Broad EMC Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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