Erie County and Buffalo City property record for 298 Jersey St, Buffalo, NY 14201 · Last verified May 2026
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2.5 ba · 3,180 sqft · built 1900 |
| Lot Size | 0.099 acres (4,284 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $236,500 (Sep 2015) |
| Tax Bill | $3,642 (2025) |
| Deeds & Mortgages | Nov 2017 Mortgage Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 140200 99.76-1-8 |
| Primary APN | 140200 99.76-1-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,180 sqft Total Area |
| 1st Floor Area | 1,582 sqft |
| 2nd Floor Area | 1,598 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 4,284 sqft (0.099 acres) |
| Lot Dimensions | 126 ft deep x 33.5 ft wide |
| Porch | Slab |
| Porch Area | 176 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01073700 |
|---|---|
| Street Address | 298 JERSEY ST |
| City | BUFFALO |
| State | NY |
| Zip | 14201-1224 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | 91.5O SW PLYMOUTH |
| Legal Block | 1 |
| Legal Lot Number | 8.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | BUFFALO |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 6904 |
Source: Erie County and Buffalo City records · APN 140200 99.76-1-8
Assessment roll updated May 19, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 298 JERSEY ST, BUFFALO, NY 14201-1224 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Nov 21, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIVE STAR BANK |
| Jul 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIVE STAR BANK |
| Jul 13, 2020 | Loan Modification, Mortgage FIVE STAR BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 25, 2015 · Amount on Record |
| Deed Sale | Sep 25, 2015 · Amount on Record |
| Deed Document Number | 2015197410 |
| Deed Book / Page | 11285 / 8209 |
| Last Transfer Date | Sep 28, 2015 |
| Transfer Doc | 0112862128 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 298 JERSEY ST, BUFFALO, NY 14201-1224 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 298 JERSEY ST, BUFFALO, NY 14201-1224 |
| Document Number | 0138361862 |
|---|---|
| Date | Nov 21, 2017 |
| Book Page | 13836/1862 |
| Instrument | 2017235073 |
| Name | FIVE STAR BANK |
|---|---|
| Type | Bank |
| Address | WARSAW, NY 14569 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 298 JERSEY ST, BUFFALO, NY 14201-1224 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0139475561 |
|---|---|
| Date | Jul 20, 2020 |
| Book Page | 13947/5561 |
| Instrument | 2020116530 |
| Name | FIVE STAR BANK |
|---|---|
| Type | Bank |
| Address | WARSAW, NY 14569 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Type Change Date | Aug 01, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 8.12% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 8.12% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 298 JERSEY ST, BUFFALO, NY 14201-1224 |
| Document Number | 0113630760 |
| Instrument Date | Jul 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 298 JERSEY ST BUFFALO NY 142011224, BUFFALO, NY 14201-1224 |
| Document Number | 0113630760 |
|---|---|
| Date | Jul 20, 2020 |
| Book Page | 011363/000760 |
| Name | FIVE STAR BK |
|---|---|
| Type | Bank |
| Address | WARSAW, NY 14569 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 19, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
Source: Erie County and Buffalo City records · Assessment roll updated May 19, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| Municipality | Buffalo City |
| Unified School District | Buffalo City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,642.00 (-10.32%) | $344,000 (+37.6%) Land $29,000 Building $315,000 | $344,000 (-15.38%) Land $29,000 Building $315,000 |
| 2024 | $4,061.00 (+212.63%) | $250,000 (-) Land $15,000 Building $235,000 | $406,504 (+13.82%) Land $24,390 Building $382,114 |
| 2023 | $1,299.00 | $250,000 Land $15,000 Building $235,000 | $357,143 Land $21,429 Building $335,714 |
Source: FEMA National Flood Hazard Layer, Erie County (36029C), updated November 20, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Fargo Estate Historic District listed 2016 · 393 contributing resources · NRIS 15001024 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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