298 Irish Settlement Rd, Plattsburgh, NY 12901 Property Records

Clinton County and Schuyler Falls Town property record for 298 Irish Settlement Rd, Plattsburgh, NY 12901

Property Summary

Property Type	Mobile Home
Details	980 sqft · built 1986
Lot Size	0.265 acres (11,549 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,373 (2026)
Deeds & Mortgages	May 2021 Refinance Dec 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`094600 232.-2-39`

Property Details

APN / Parcel Number

Primary APN	`094600 232.-2-39`
Alternative APN	`460023200000020390000000`

Interior

Building Area	980 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Mobile Home
Lot Area	11,549 sqft (0.265 acres)
Lot Dimensions	201 ft deep x 57.4 ft wide
Porch	Slab
Porch Area	48 sqft

Utilities, Heating & Cooling

Sewer	Septic

Location & Zoning

Street Address	298 IRISH SETTLEMENT RD
City	PLATTSBURGH
State	NY
Zip	12901-5951
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LOT 57 POP
Legal Block	2
Legal Lot Number	39.000
Jurisdiction	CLINTON NY
Township / Civil Division	SCHUYLER FALLS
Census Block Group	3
Census Block	3003
Census Tract	103900

Owner

298 Irish Settlement Rd, a mobile home, is owned and occupied by two individuals.

Source: Clinton County and Schuyler Falls Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	298 IRISH SETTLEMENT RD, PLATTSBURGH, NY 12901-5951
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 14, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NEW YORK AFFORDABLE HOUSING CORP
Dec 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage TOWN/SCHUYLER FALLS
Sep 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage NEW YORK ST AFFORDABLE HSNG
Oct 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage TOWN OF SCHUYLER FALLS

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON NY
Property Address	298 IRISH SETTLEMENT RD, PLATTSBURGH, NY 12901-5951
Transaction Type	Mortgage
Record Updated	Jun 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021000315909
Date	May 14, 2021
Instrument	20210-00315909

Lender

Name	NEW YORK AFFORDABLE HOUSING CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON NY
Property Address	298 IRISH SETTLEMENT RD, PLATTSBURGH, NY 12901-5951
Document Number	0000305216
Instrument Date	Dec 11, 2019
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	298 IRISH SETTLEMENT RD PLATTSBURGH NY 129015951, PLATTSBURGH, NY 12901-5951

Mortgage

Document Number	0000305216
Date	Dec 20, 2019
Instrument	305216

Lender

Name	TOWN/SCHUYLER FALLS
Address	997 MASON ST, MORRISONVILLE, NY 12962-3612

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON NY
Property Address	298 IRISH SETTLEMENT RD, PLATTSBURGH, NY 12901-5951
Document Number	0000303451
Instrument Date	Sep 10, 2019
Transaction Type	Mortgage
Record Updated	Oct 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	298 IRISH SETTLEMENT RD PLATTSBURGH NY 129015951, PLATTSBURGH, NY 12901-5951

Mortgage

Document Number	0000303451
Date	Sep 26, 2019
Instrument	303451

Lender

Name	NEW YORK ST AFFORDABLE HSNG
Address	NEW YORK, NY 10022

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON NY
Property Address	298 IRISH SETTLEMENT RD, PLATTSBURGH, NY 12901-5951
Document Number	0000299144
Instrument Date	Oct 12, 2018
Transaction Type	Mortgage
Record Updated	May 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	298 IRISH SETTLEMENT RD PLATTSBURGH NY 129015951, PLATTSBURGH, NY 12901-5951

Mortgage

Document Number	0000299144
Date	Jan 28, 2019
Instrument	299144

Lender

Name	TOWN OF SCHUYLER FALLS
Address	997 MASON ST, MORRISONVILLE, NY 12962-3612

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 298 Irish Settlement Rd was $1,373 with exemptions applied, up 254.8% from the year before.

Source: Clinton County and Schuyler Falls Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Clinton County
County Subdivision	Schuyler Falls Town
Unified School District	Peru Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,373.00 (+254.78%) Homeowner's exemption Senior Citizen's exemption
2025	$387.00	$44,000 Land $11,900 Building $32,100	$65,700 Land $17,769 Building $47,931
2023		$44,000 Land $11,900 Building $32,100	$58,700 Land $15,876 Building $42,824

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 298 Irish Settlement Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 298 Irish Settlement Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Westelcom Networks Fiber	1,000 / 1,000
Verizon Fiber	980 / 880

Cell Coverage

4G LTE (outdoors only), no 5G reported

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