298 Hydro Ln, Baker, WV 26801 Property Records

Hardy County property record for 298 Hydro Ln, Baker, WV 26801

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,974 sqft · built 2011
Lot Size	8.34 acres (363,290 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,077 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Dec 2019 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-288-0075.0000`

Property Details

APN / Parcel Number

Primary APN	`03-288-0075.0000`
Alternative APN	`16-03-288-0075.0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,974 sqft Living Area
1st Floor Area	2,704 sqft
Basement Area	1,352 sqft
Finished Basement	1,352 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Rustic
Exterior Material	Concrete
Construction Type	Frame
Lot Area	363,290 sqft (8.34 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	298 HYDRO LN
City	BAKER
State	WV
Zip	26801
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EWING ESTATES RANDOLPH PHASE 2 TRACT 24 8.34 AC
Legal Subdivision	EWING ESTATES
Legal Tract	24
Jurisdiction	HARDY WV
Township / Civil Division	CAPON
Census Block Group	2
Census Block	2106
Census Tract	970102

Owner

Source: Hardy County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4101 CATHEDRAL AVE NW, 1010, WASHINGTON, DC 20016-7502
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2026	Deed of Trust, Mortgage PENDLETON COMMUNITY BANK INC
Dec 5, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA
Feb 21, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance BRANCH BANKING AND TRUST CO
Feb 21, 2019	Trustee's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2019
Deed Sale	Feb 21, 2019
Prior Sale	Oct 26, 2009 · Amount on Record
Deed Document Number	2019213106
Deed Book / Page	348 / 872
Prior Transfer Date	Feb 6, 2019
Prior Transfer Doc	000348/872
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDY WV
Property Address	298 HYDRO LN, BAKER, WV 26801
Transaction Type	Mortgage
Record Updated	Mar 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000363/557
Date	Feb 2, 2026
Book Page	363/557
Instrument	242907

Lender

Name	PENDLETON COMMUNITY BANK INC
Type	Bank

Agreement

Amount	Amount Recorded

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDY WV
Property Address	298 HYDRO LN, BAKER, WV 26801
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000317/187
Date	Dec 5, 2019
Book Page	317/187
Instrument	216552

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	193 Months
Due	Jan 1, 2036

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDY WV
Property Address	298 HYDRO LN, BAKER, WV 26801
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000311/592
Date	Feb 21, 2019
Book Page	311/592
Instrument	213107

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

February 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HARDY WV
Recording Date	Feb 21, 2019
Property Address	298 HYDRO LN, BAKER, WV 26801
Document Number	000348/872
Book / Page	348 / 872
Instrument Date	Feb 6, 2019
Instrument	213106
Transaction Type	Foreclosure
Record Updated	Oct 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Hardy County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Hardy County
Unified School District	Hardy County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,077.00 (+17.41%)	$270,420 (+17.57%) Land $37,440 Building $232,980	$450,700 (+17.58%) Land $62,400 Building $388,300
2025	$1,769.00 (-0.39%)	$230,000 (+0.03%) Land $37,460 Building $192,540	$383,300 (+0.03%) Land $62,400 Building $320,900
2023	$1,776.00	$229,940 Land $37,460 Building $192,480	$383,200 Land $62,400 Building $320,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 65% of West Virginia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hardy Telecommunications Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

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