298 High St, Westerly, RI 02891 Property Records

Westerly Town property record for 298 High St, Westerly, RI 02891

Property Summary

Property TypeSingle Family Home
Lot Size0.634 acres (27,632 sqft)
OwnerIndividual Name on File
Last Sale$300,000 (Aug 2019)
Tax Bill$4,254 (2025)
Deeds & MortgagesMar 2023 Refinance
Aug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNM:027 B:76-C L

Property Details

APN / Parcel Number

Primary APNM:027 B:76-C L
Alternative APNs
  • WEST M:27 B:76 L:C
  • 13056550

Exterior

Lot Area27,632 sqft (0.634 acres)
Total Buildings2 Buildings

Location & Zoning

Account Number13056550
Street Address298 HIGH ST
CityWESTERLY
StateRI
Zip02891-1720
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block76
Legal Lot NumberC
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group1
Census Block1002
Census Tract50801

Owner

298 High St is owned and occupied by an individual who bought it in August 2019.

Source: Westerly Town records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address298 HIGH ST, WESTERLY, RI 02891-1720
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 23, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
WESTERLY COMMUNITY CU
Aug 16, 2019Warranty Deed, Transfer · Conventional with PMI
SEACOAST MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 16, 2019 · Amount on File
Deed SaleAug 16, 2019 · Amount on File
Prior SaleNov 18, 2013 · Amount on File
Deed Document Number20193390
Deed Book / Page2019 / 13256
Record UpdatedOct 29, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address298 HIGH ST, WESTERLY, RI 02891-1720
Transaction TypeMortgage
Record UpdatedApr 6, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02023-3205
DateMar 23, 2023
Book Page2023/3205
Instrument2023-822
Lender
NameWESTERLY COMMUNITY CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term301 Months
DueApr 1, 2048

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTERLY RI
Recording DateAug 16, 2019
Property Address298 HIGH ST, WESTERLY, RI 02891-1720
Document Number2019-3256
Book / Page002019 / 013256
Instrument DateAug 16, 2019
Instrument3390
Transaction TypeTransfer
Record UpdatedSep 4, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$300.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address298 HIGH ST WESTERLY RI 028911720, WESTERLY, RI 02891-1720

Mortgage

Document Number2019-3259
DateAug 16, 2019
Book Page002019/013259
Instrument3391
Lender
NameSEACOAST MTG
TypeMortgage Company
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueAug 15, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 298 High St was $4,254.

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,254.00$546,800 Land $151,100 Building $395,700$526,685
2023$4,212.00 (+0.6%)$414,600 (-) Land $108,700 Building $305,900
2022$4,187.00$414,600 Land $108,700 Building $305,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 298 High St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 298 High St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.9% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTERLY WATER DEPARTMENT
serves 35,298 people · EPA ID RI1559512
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on High St

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