298 Harvest Dr, Hayden, CO 81639 Property Records

Routt County property record for 298 Harvest Dr, Hayden, CO 81639

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,512 sqft · built 1995
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$560,000 (Aug 2026)
Tax Bill	$3,685 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R6828612`

Property Details

APN / Parcel Number

Primary APN	`R6828612`
Alternative APN	`126400011`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,512 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Contemporary
Lot Area	8,712 sqft (0.2 acres)
Terrain	Steep
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Account Number	R6828612
Street Address	298 HARVEST DR
City	HAYDEN
State	CO
Zip	81639-5049
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD - RES
Legal Description	LOT 11 GOLDEN KNOLLS SUBD FILING 1
Legal Range	88
Legal Township	06
Legal Section	16
Legal Subdivision	GOLDEN KNOLLS SUBD
Legal Lot Number	11
Jurisdiction	ROUTT CO
Township / Civil Division	HAYDEN
Census Block Group	2
Census Block	2026
Census Tract	200

Owner

298 Harvest Dr is owned by two individuals who bought it in August 2026.

Source: Routt County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	737 CREEKVIEW CIR, GALT, CA 95632-1670
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2026	Special Warranty Deed, Transfer · Conventional Mortgage NBKC BANK
Apr 13, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Apr 3, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Jun 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2026 · Amount on File
Deed Sale	Aug 13, 2026 · Amount on File
Prior Sale	Jul 20, 2009 · Amount on File
Deed Document Number	2026870798
Record Updated	Oct 29, 2026

August 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ROUTT CO
Recording Date	Aug 13, 2026
Property Address	298 HARVEST DR, HAYDEN, CO 81639-5049
Document Number	0000870798
Instrument Date	Aug 12, 2026
Instrument	2026870798
Transaction Type	Transfer
Record Updated	Sep 1, 2026
Title Company	LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,656.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	737 CREEKVIEW CIR, GALT, CA 95632-1670

Mortgage

Document Number	0000870799,
Date	Aug 13, 2026
Instrument	2026870799

Lender

Name	NBKC BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROUTT CO
Property Address	298 HARVEST DR, HAYDEN, CO 81639-5049
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000808769
Date	Apr 13, 2020
Instrument	808769

Lender

Name	QUICKEN LOANS INC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROUTT CO
Property Address	298 HARVEST DR, HAYDEN, CO 81639-5049
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000778296
Date	Apr 3, 2017
Instrument	778296

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Apr 1, 2042

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROUTT CO
Property Address	298 HARVEST DR, HAYDEN, CO 81639-5049
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000826030
Date	Jun 17, 2021
Instrument	826030

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 298 Harvest Dr was $3,685, up 17.8% from the year before.

Source: Routt County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Routt County
Municipality	Hayden Town
Unified School District	Hayden School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,685.00 (+17.84%)	$35,860 (+29.32%) Land $4,760 Building $31,100	$508,700 (+22.92%) Land $67,500 Building $441,200
2024	$3,127.00 (+0.87%)	$27,730 (-) Land $4,140 Building $23,590	$413,840 (-) Land $61,790 Building $352,050
2023	$3,100.00 (+20.06%)	$27,730 (+26.39%) Land $4,140 Building $23,590	$413,840 (+31.09%) Land $61,790 Building $352,050
2022	$2,582.00	$21,940 Land $2,020 Building $19,920	$315,690 Land $29,000 Building $286,690

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 298 Harvest Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 298 Harvest Dr is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 72% of Colorado
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HAYDEN serves 3,982 people · EPA ID CO0154333
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Luminate Broadband Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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