298 Harvard Dr, Howell, MI 48843 Property Records

Livingston County property record for 298 Harvard Dr, Howell, MI 48843

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,522 sqft · built 1993
Lot Size	0.63 acres (27,443 sqft)
Owner	2 Individual Names on File
Last Sale	$393,000 (Nov 2017)
Tax Bill	$5,751 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-31-302-035`

Property Details

APN / Parcel Number

Primary APN	`07-31-302-035`
Alternative APN	`470731302035`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,522 sqft Living Area
1st Floor Area	1,522 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Aluminum/Vinyl
Lot Area	27,443 sqft (0.63 acres)
Lot Width	128 ft Width
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	298 HARVARD DR
City	HOWELL
State	MI
Zip	48843-1740
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SEC 31 T3N R5E HOWELL LAKE MANOR LOTS 3 & 4 COMB 9/93 FROM 015 & 016
Legal Range	05E
Legal Township	03N
Legal Section	31
Legal Subdivision	HOWELL LAKE MANOR
Legal Tract	712600
Legal Lot Number	3-4
Jurisdiction	LIVINGSTON MI
Township / Civil Division	OCEOLA
Census Block Group	2
Census Block	2003
Census Tract	712601

Owner

298 Harvard Dr is owned and occupied by two individuals who bought it in November 2017.

Source: Livingston County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	298 HARVARD DR, HOWELL, MI 48843-1740
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOC CU
Nov 13, 2017	Warranty Deed, Transfer · Conventional Mortgage HURON VLY FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2017 · Amount on File
Deed Sale	Nov 13, 2017 · Amount on File
Prior Sale	Jul 21, 1994 · Amount on File
Deed Document Number	201733270
Prior Transfer Date	Jan 9, 2013
Prior Transfer Doc	0000008121
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	298 HARVARD DR, HOWELL, MI 48843-1740
Document Number	0000003982
Instrument Date	Jan 20, 2021
Transaction Type	Mortgage
Record Updated	Mar 4, 2021
Title Company	CISLO TITLE, CISLO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	298 HARVARD DR HOWELL MI 488431740, HOWELL, MI 48843-1740

Mortgage

Document Number	0000003982
Date	Jan 26, 2021
Instrument	3982

Lender

Name	LOC CU
Address	22981 FARMINGTON RD, FARMINGTON, MI 48336-3915

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 25, 2051

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Nov 13, 2017
Property Address	298 HARVARD DR, HOWELL, MI 48843-1740
Document Number	0000033270
Instrument Date	Oct 2, 2017
Instrument	33270
Transaction Type	Transfer
Record Updated	Dec 11, 2017
Title Company	LIVINGSTON TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,379.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	298 HARVARD DR HOWELL MI 488431740, HOWELL, MI 48843-1740

Mortgage

Document Number	29703
Date	Nov 13, 2017
Instrument	29703

Lender

Name	HURON VLY FIN'L
Type	Funding / Finance Company
Address	ANN ARBOR, MI 48103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 12, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 298 Harvard Dr was $5,751 with a homeowner's exemption.

Source: Livingston County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
County Subdivision	Oceola Township
Unified School District	Howell Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$306,300 (+7.14%)	$612,600 (+7.14%)
2025	$5,751.00 Homeowner's exemption	$285,900	$571,800
2023		$246,100
2021			$492,200
2019	$4,517.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 298 Harvard Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 17, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 298 Harvard Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Surf Internet, Verizon.

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