298 Elm St, Windsor Locks, CT 06096 Property Records

Windsor Locks Town property record for 298 Elm St, Windsor Locks, CT 06096

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,114 sqft · built 1952
Lot Size0.35 acres (15,246 sqft)
Owner2 Individual Names on File
Last Sale$235,000 (Dec 2022)
Tax Bill$4,524 (2024)
Deeds & MortgagesDec 2022 Sale & Mortgage
Nov 2021 Transfer
Flood ZoneZone X (minimal risk)
APNWINL M:34 B:62 L:1

Property Details

APN / Parcel Number

Primary APNWINL M:34 B:62 L:1
Alternative APNs
  • 00002400
  • 2400

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,114 sqft Living Area
1st Floor Area1,114 sqft
Basement Area1,114 sqft
Unfinished Basement664 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,246 sqft (0.35 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number2400
Street Address298 ELM ST
CityWINDSOR LOCKS
StateCT
Zip06096-2238
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESA
Legal Block62
Legal Lot Number1
JurisdictionWINDSOR LOCKS CT
Township / Civil DivisionWINDSOR LOCKS
Census Block Group1
Census Block1015
Census Tract476200

Owner

298 Elm St is owned and occupied by two individuals who bought it in December 2022.

Source: Windsor Locks Town records, as of June 25, 2026

Owner of Record2 Individual Names on File
Mailing Address298 ELM ST, WINDSOR LOCKS, CT 06096-2238
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2022Executor's Deed, Transfer · FHA Mortgage
MOVEMENT MORTGAGE
Nov 23, 2021Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 15, 2022 · Amount on File
Deed SaleDec 15, 2022 · Amount on File
Prior SaleMay 23, 2016 · Amount on File
Deed Book / Page523 / 466
Prior Transfer DateNov 22, 2021
Prior Transfer Doc513-131
Record UpdatedOct 29, 2026

December 2022: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionWINDSOR LOCKS CT
Recording DateDec 15, 2022
Property Address298 ELM ST, WINDSOR LOCKS, CT 06096-2238
Document Number000523-466
Book / Page523 / 466
Instrument DateDec 13, 2022
Transaction TypeTransfer
Record UpdatedDec 29, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address298 ELM ST, WINDSOR LOCKS, CT 06096-2238

Mortgage

Document Number1303940015
DateDec 15, 2022
Instrument1303940015
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record

November 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWINDSOR LOCKS CT
Recording DateNov 23, 2021
Property Address298 ELM ST, WINDSOR LOCKS, CT 06096-2238
Document Number513-131
Book / Page513 / 131
Instrument DateNov 22, 2021
Instrument1244690002
Transaction TypeTransfer
Record UpdatedDec 10, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Windsor Locks Town assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionWindsor Locks Town
Unified School DistrictWindsor Locks School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$188,580 (+63.77%) Land $51,730 Building $136,850$132,006 Land $36,211 Building $95,795
2024$4,524.00 (+39.63%)$115,150 (-) Land $42,560 Building $72,590
2023$3,240.00 (+8.94%)$115,150 (-) Land $42,560 Building $72,590
2022$2,974.00$115,150 Land $42,560 Building $72,590

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 298 Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 298 Elm St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.2% of Connecticut
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCTWC - NORTHERN REG-WESTERN SYSTEM
private · serves 101,313 people · EPA ID CT0473011
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
GoNetspeed
Fiber
2,000 / 2,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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