298 Eli Smith Rd, Elkin, NC 28621 Property Records

Wilkes County property record for 298 Eli Smith Rd, Elkin, NC 28621

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,598 sqft · built 2014
Lot Size4.9 acres (213,444 sqft)
OwnerIndividual Name on File
Last Sale$410,000 (Sep 2021)
Tax Bill$2,407 (2025)
Deeds & MortgagesMay 2023 Second Mortgage
Flood ZoneZone X (minimal risk)
APN4932-46-7801

Property Details

APN / Parcel Number

Primary APN4932-46-7801
Alternative APNs
  • 0605144
  • 203267

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area2,598 sqft Living Area
1st Floor Area1,856 sqft

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeFlat
Lot Area213,444 sqft (4.9 acres)
Garage TypeCarport
CarportCarport

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number203267
Street Address298 ELI SMITH RD
CityELKIN
StateNC
Zip28621-9272
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionGARY SCOTT WAGONER
JurisdictionWILKES NC
Township / Civil DivisionEDWARDS
Census Block Group1
Census Block1034
Census Tract960101

Owner

Source: Wilkes County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address298 ELI SMITH RD, ELKIN, NC 28621-9272
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 22, 2021 · Amount on File
Deed SaleSep 22, 2021 · Amount on File
Prior SaleOct 31, 2002
Deed Document Number20217887
Deed Book / Page1339 / 265
Record UpdatedSep 20, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILKES NC
Property Address298 ELI SMITH RD, ELKIN, NC 28621-9272
Transaction TypeMortgage
Record UpdatedSep 7, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001376/310
DateMay 30, 2023
Book Page1376/310
Instrument3568
Lender
NameSPRING EQ LLC
TypeMortgage Company
AddressWAYNE, PA 19087
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term241 Months
DueJun 1, 2043

Tax Assessment & Valuation

Source: Wilkes County assessment roll, as of January 6, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyWilkes County
Unified School DistrictWilkes County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,407.00 (-45.78%)$500,320 (+75.81%) Land $77,390 Building $422,930$500,320 (+75.81%) Land $77,390 Building $422,930
2024$4,439.00 (+100.05%)
2023$284,580 Land $26,040 Building $258,540$284,580 Land $26,040 Building $258,540
2020$2,219.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
RiverStreet Networks
Fiber
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Eli Smith Rd

Nearby Streets

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