Anne Arundel County property record for 298 Edgemere Dr, Annapolis, MD 21403
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,052 sqft · built 1973 |
| Lot Size | 0.29 acres (12,651 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $800,000 (May 2026) |
| Tax Bill | $5,905 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Oct 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-412-02899411 |
| Primary APN | 02-412-02899411 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,052 sqft Living Area |
| 1st Floor Area | 1,260 sqft |
| Basement Area | 792 sqft |
| Finished Basement | 792 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 12,651 sqft (0.29 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 28 sqft |
| Deck Area | 420 sqft |
| Patio Area | 100 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 41202899411 |
|---|---|
| Street Address | 298 EDGEMERE DR |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21403-3913 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 11 BK S SC 2 PL 2 HILLSMERE ESTATES |
| Legal Subdivision | HILLSMERE ESTATES |
| Legal Block | S |
| Legal Lot Number | 11 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 702601 |
298 Edgemere Dr is owned and occupied by two individuals who bought it in May 2026.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 298 EDGEMERE DR, ANNAPOLIS, MD 21403-3913 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 8, 2026 | Deed, Transfer · VA Mortgage PRIMARY RESID'L MORTGAGE |
| Oct 15, 2020 | Deed, Transfer · FHA Mortgage CMG MORTGAGE INC |
| Oct 5, 2017 | Deed of Trust, Mortgage · Line of Credit PENTAGON FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 8, 2026 · Amount on File |
| Deed Sale | May 8, 2026 · Amount on File |
| Prior Sale | Oct 15, 2020 · Amount on File |
| Deed Book / Page | 42327 / 171 |
| Prior Transfer Date | Jan 15, 2015 |
| Prior Transfer Doc | 0280690048 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | May 8, 2026 |
| Property Address | 298 EDGEMERE DR, ANNAPOLIS, MD 21403-3913 |
| Document Number | 4232000171 |
| Book / Page | 42327 / 171 |
| Instrument Date | May 1, 2026 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $808,000.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 298 EDGEMERE DR, ANNAPOLIS, MD 21403-3913 |
| Document Number | 4232000178, |
|---|---|
| Date | May 8, 2026 |
| Book Page | 42327/178 |
| Name | PRIMARY RESID'L MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Oct 15, 2020 |
| Property Address | 298 EDGEMERE DR, ANNAPOLIS, MD 21403-3913 |
| Document Number | 0354090354 |
| Book / Page | 35409 / 354 |
| Map Reference | MB 23 FO 47 |
| Instrument Date | May 29, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | METROPOLITAN TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,637.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 298 EDGEMERE DR, ANNAPOLIS, MD 21403-3913 |
| Document Number | 35409362 |
|---|---|
| Date | Oct 15, 2020 |
| Instrument | 35409/362 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 356 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 298 EDGEMERE DR, ANNAPOLIS, MD 21403-3913 |
| Document Number | 0315260049 |
| Book / Page | 031526 / 000049 |
| Instrument Date | Oct 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2017 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 298 EDGEMERE DR ANNAPOLIS MD 214033913, ANNAPOLIS, MD 21403-3913 |
| Document Number | 0315260049 |
|---|---|
| Date | Nov 3, 2017 |
| Book Page | 031526/000049 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | ALEXANDRIA, VA 22313 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Nov 2, 2022 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 298 Edgemere Dr was $5,905, up 3.8% from the year before.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $484,900 (+3.63%) Land $245,900 Building $239,000 | $484,900 (-) Land $245,900 Building $239,000 | |
| 2025 | $5,905.00 (+3.8%) | $467,933 | $484,900 Land $245,900 Building $239,000 |
| 2024 | $5,689.00 (+20.05%) | ||
| 2023 | $4,739.00 | $434,000 Land $245,900 Building $188,100 | $434,000 Land $245,900 Building $188,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 298 Edgemere Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 7 (1979–2014) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Aug 2014 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 298 Edgemere Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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