Bay County property record for 298 E Munger Rd, Munger, MI 48747 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,424 sqft · built 2004 |
| Lot Size | 2.05 acres (89,298 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,787 (2026) |
| Deeds & Mortgages | Oct 2020 Line of Credit Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 090-021-200-020-11 |
| Primary APN | 090-021-200-020-11 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,424 sqft Living Area |
| 1st Floor Area | 1,424 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Ranch |
| Lot Area | 89,298 sqft (2.05 acres) |
| Lot Dimensions | 285 ft deep x 313 ft wide |
| Garage Area | 728 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 298 E MUNGER RD |
|---|---|
| City | MUNGER |
| State | MI |
| Zip | 48747-9701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG @ PT ON N SEC LN E 449.38 FT FROM N 1/4 POST SEC 21, TH E 313.12 FT, TH S 285 FT, TH W 313.12 FT, TH N 285 FT TO POB, SEC |
| Jurisdiction | BAY MI |
| Township / Civil Division | MERRITT |
| Census Block Group | 5 |
| Census Block | 5041 |
| Census Tract | 285300 |
Source: Bay County records · APN 090-021-200-020-11
Assessment roll updated May 18, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 298 E MUNGER RD, MUNGER, MI 48747-9701 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 06, 2020 | Deed of Trust, Mortgage · Line of Credit FRANKENMUTH CU |
| Sep 02, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FRANKENMUTH CU |
| Jan 05, 2018 | Deed of Trust, Mortgage · Conventional with PMI FRANKENMUTH CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 298 E MUNGER RD, MUNGER, MI 48747-9701 |
| Document Number | 0000014574 |
| Instrument Date | Oct 06, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 298 E MUNGER RD MUNGER MI 487479701, MUNGER, MI 48747-9701 |
| Document Number | 0000014574 |
|---|---|
| Date | Oct 14, 2020 |
| Instrument | 14574 |
| Name | FRANKENMUTH CU |
|---|---|
| Type | Credit Union |
| Address | FRANKENMUTH, MI 48734 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 13, 2040 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 298 E MUNGER RD, MUNGER, MI 48747-9701 |
| Document Number | 0000012543 |
| Instrument Date | Sep 02, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 08, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 298 E MUNGER RD MUNGER MI 487479701, MUNGER, MI 48747-9701 |
| Document Number | 0000012543 |
|---|---|
| Date | Sep 09, 2020 |
| Instrument | 12543 |
| Name | FRANKENMUTH CU |
|---|---|
| Type | Credit Union |
| Address | FRANKENMUTH, MI 48734 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 08, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 298 E MUNGER RD, MUNGER, MI 48747-9701 |
| Document Number | 0000000419 |
| Instrument Date | Jan 05, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2018 |
| Title Company | MASON BURGESS TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 298 E MUNGER RD MUNGER MI 487479701, MUNGER, MI 48747-9701 |
| Document Number | 0000000419 |
|---|---|
| Date | Jan 11, 2018 |
| Instrument | 419 |
| Name | FRANKENMUTH CU |
|---|---|
| Type | Credit Union |
| Address | FRANKENMUTH, MI 48734 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 10, 2033 |
Source: Bay County records · Assessment roll updated May 18, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Merritt Township |
| Unified School District | Bay City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,787.00 (+32.53%) Homeowner's exemption | $200,500 (+43.27%) | $401,000 (+43.27%) |
| 2023 | $139,950 | $279,900 | |
| 2022 | $3,612.00 |
Source: FEMA National Flood Hazard Layer, Bay County (26017C), updated February 17, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260172853005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Low above 4% of the US · above 9% of Michigan |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 31 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Verizon | Fixed Wireless | 25 / 6 |
| Air Advantage | Fixed Wireless (licensed-by-rule) | 10 / 1 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: TDS Telecom, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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