Suffolk County and Southampton Town property record for 298 Division St, Sag Harbor, NY 11963
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,404 sqft · built 2004 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $2,050,000 (Aug 2019) |
| Tax Bill | $5,539 (2024) |
| Deeds & Mortgages | Jun 2022 Mortgage Jun 2022 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0903-006.00-04.00-078.001 |
| Primary APN | 0903-006.00-04.00-078.001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,404 sqft Living Area |
| 1st Floor Area | 1,404 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Mobile Home |
| Exterior Material | Wood |
| Lot Area | 7,405 sqft (0.17 acres) |
| View / Lot | Below Average |
| Porch | Porch |
| Porch Area | 220 sqft |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 298 DIVISION ST |
|---|---|
| City | SAG HARBOR |
| State | NY |
| Zip | 11963-3575 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | VILLA |
| Legal Description | 87-LD EQ +300 |
| Legal Block | 4 |
| Legal Lot Number | 78 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SOUTHAMPTON |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 190708 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Sag Harbor Village District (Boundary Increase) listed 1994 · 882 contributing resources · NRIS 94000400 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Suffolk County and Southampton Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1 YORK ST, 10A, NEW YORK, NY 10013-2159 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 17, 2022 | Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA |
| Jun 17, 2022 | Deed of Trust, Mortgage · Loan Modification WELLS FARGO BANK NA |
| Aug 7, 2019 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 7, 2019 · Amount on Record |
| Deed Sale | Aug 7, 2019 · Amount on Record |
| Prior Sale | Jan 4, 2008 · Amount on Record |
| Deed Book / Page | 13023 / 220 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 298 DIVISION ST, SAG HARBOR, NY 11963-3575 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0234290271 |
|---|---|
| Date | Jun 17, 2022 |
| Book Page | 23429/271 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jul 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.2% |
| Type Change Date | May 1, 2029 |
| Index | Other |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 298 DIVISION ST, SAG HARBOR, NY 11963-3575 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0234290272 |
|---|---|
| Date | Jun 17, 2022 |
| Book Page | 23429/272 |
| Instrument | DN015290 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Loan Modification |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Aug 7, 2019 |
| Property Address | 298 DIVISION ST, SAG HARBOR, NY 11963-3575 |
| Document Number | 0130230220 |
| Book / Page | 13023 / 220 |
| Instrument Date | Jul 11, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Suffolk County and Southampton Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Southampton Town |
| Municipality | Sag Harbor Village |
| Unified School District | Sag Harbor Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,994,100 (-) Land $826,900 Building $1,167,200 | $3,165,238 (-) Land $1,312,540 Building $1,852,698 | |
| 2024 | $5,539.00 (-6.78%) | $3,165,238 (+10.32%) Land $1,312,540 Building $1,852,698 | |
| 2023 | $1,994,100 Land $826,900 Building $1,167,200 | $2,869,208 Land $1,189,784 Building $1,679,424 | |
| 2020 | $5,942.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 37 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 86 (1978–2024) |
| Claims Outside the SFHA | 14 of 86 |
| Most Recent Claim | Aug 2024 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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