298 Decree Rd, Kershaw, SC 29067 Property Records

Lancaster County property record for 298 Decree Rd, Kershaw, SC 29067

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,250 sqft · built 1992
Lot Size	3.17 acres (138,085 sqft)
Owner	Individual Name on Record
Last Sale	$113,500 (Mar 2021)
Tax Bill	$956 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0142-00-044.03`

Property Details

APN / Parcel Number

Primary APN	`0142-00-044.03`
Alternative APNs	`01420 00 044.03` `65548`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,250 sqft Living Area
Gross Area	2,550 sqft
Basement Area	750 sqft
Finished Basement	750 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	138,085 sqft (3.17 acres)
Porch	Porch
Porch Area	300 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	65548
Street Address	298 DECREE RD
City	KERSHAW
State	SC
Zip	29067-8276
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Subdivision	PREPARED FOR ROGER DALE PHILLIPS
Legal Block	A
Legal Lot Number	A
Jurisdiction	LANCASTER SC
Township / Civil Division	KERSHAW
Census Block Group	2
Census Block	2016
Census Tract	10201

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	298 DECREE RD, KERSHAW, SC 29067-8276
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage FOUNDERS FCU
Aug 2, 2022	Deed of Trust, Mortgage · Line of Credit FOUNDERS FCU
Aug 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage FOUNDERS FCU
Mar 8, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2021 · Amount on Record
Deed Sale	Mar 8, 2021 · Amount on Record
Prior Sale	Dec 13, 2016 · Amount on Record
Deed Document Number	20214785
Deed Book / Page	1415 / 96
Prior Transfer Date	Aug 1, 2005
Prior Transfer Doc	00293/0202
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	298 DECREE RD, KERSHAW, SC 29067-8276
Transaction Type	Mortgage
Record Updated	Apr 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004796
Date	Mar 9, 2021
Book Page	4321/280
Instrument	2021004796

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	LANCASTER, SC 29720

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	May 1, 2028
Change Frequency	10 Years
Min Rate At Change	3.5%
Max Rate At Change	6.75%
Index	10-Year TN
Max Rate	10.7%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	298 DECREE RD, KERSHAW, SC 29067-8276
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012691
Date	Aug 2, 2022
Book Page	4800/206
Instrument	2022012691

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	LANCASTER, SC 29720

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 5, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	298 DECREE RD, KERSHAW, SC 29067-8276
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012683
Date	Aug 1, 2022
Book Page	4800/160
Instrument	2022012683

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	LANCASTER, SC 29720

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 5, 2052

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER SC
Recording Date	Mar 8, 2021
Property Address	298 DECREE RD, KERSHAW, SC 29067-8276
Document Number	0000004785
Book / Page	1415 / 96
Instrument Date	Mar 8, 2021
Instrument	2021004785
Transaction Type	Transfer
Record Updated	Aug 31, 2022

Transaction

Amount	Amount Recorded
Tax	$419.95
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	298 DECREE RD, KERSHAW, SC 29067-8276

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$956.00 (+9.51%)	$6,546 (+15%) Land $539 Building $6,007	$204,100 (+43.43%) Land $16,800 Building $187,300
2024	$873.00 (+0.46%)
2023	$869.00	$5,692 Land $672 Building $5,020	$142,300 Land $16,800 Building $125,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 64% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF KERSHAW serves 2,567 people · EPA ID SC2910003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
RiverNet Connect Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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