298 Cypress St, Fall River, MA 02720 Property Records

Bristol County and Fall River City property record for 298 Cypress St, Fall River, MA 02720

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,441 sqft · built 1930
Lot Size	0.166 acres (7,244 sqft)
Owner	Individual Name on File
Last Sale	$499,999 (Sep 2023)
Tax Bill	$5,467 (2025)
Deeds & Mortgages	Sep 2021 Refinance Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`FALL M:0P-08 B:0000 L:0040`

Property Details

APN / Parcel Number

Primary APN	`FALL M:0P-08 B:0000 L:0040`
Alternative APN	`M:0P=08 B:0000 L:0040`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,441 sqft Living Area
Gross Area	4,341 sqft
Basement Area	1,322 sqft
Unfinished Basement	1,322 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,244 sqft (0.166 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	298 CYPRESS ST
City	FALL RIVER
State	MA
Zip	02720-6908
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S
Legal Lot Number	40
Jurisdiction	FALL RIVER MA
Township / Civil Division	FALL RIVER
Census Block Group	2
Census Block	2002
Census Tract	642400

Owner

298 Cypress St is owned and occupied by an individual who bought it in September 2023.

Source: Bristol County and Fall River City records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	298 CYPRESS ST, FALL RIVER, MA 02720-6908
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BAYCOAST BANK
Sep 29, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2023 · Amount on File
Deed Sale	Sep 29, 2023 · Amount on File
Prior Sale	Nov 30, 1994 · Amount on File
Deed Book / Page	11381 / 42
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	298 CYPRESS ST, FALL RIVER, MA 02720-6908
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010735-99
Date	Sep 21, 2021
Book Page	10735/99
Instrument	21643

Lender

Name	BAYCOAST BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2041

September 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FALL RIVER MA
Recording Date	Sep 29, 2023
Property Address	298 CYPRESS ST, FALL RIVER, MA 02720-6908
Document Number	0011381-42
Book / Page	11381 / 42
Instrument Date	Sep 29, 2023
Instrument	13367
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	298 CYPRESS ST, FALL RIVER, MA 02720-6908

Mortgage

Document Number	0000013369
Date	Sep 29, 2023
Instrument	13369

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 298 Cypress St was $5,467, up 31.6% from the year before.

Source: Bristol County and Fall River City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Bristol County
Municipality	Fall River City
Unified School District	Fall River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,467.00 (+31.61%)	$477,500 (+32.09%) Land $134,800 Building $342,700	$552,140 (+17.94%)
2024	$4,154.00 (+0.31%)	$361,500 (+7.11%) Land $129,700 Building $231,800	$468,160
2023	$4,141.00	$337,500 Land $116,400 Building $221,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 298 Cypress St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 298 Cypress St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALL RIVER WATER DEPARTMENT serves 94,000 people · EPA ID MA4095000
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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